State relocation profile · Federal data

Massachusetts

Cost of living, fair-market rent, wages, safety, schools and childcare for Massachusetts - every figure straight from federal data.

105.8
Cost index (US=100)
$2,261
2BR rent / mo
$81,220
Median salary
32.6
Life Score

The verdict

As of June 2026, Massachusetts scores 32.6/100 (F) on the composite Life Score, with its strongest marks in wages and safety.

32.6
Life Score · F
105.8
Cost of living (US=100)
$81,220
Median annual salary (BLS)
$2,261
2BR fair-market rent / mo (HUD)

Weakest dimension: childcare (2/100). State-level figures are a benchmark, individual metros can diverge sharply, so weigh each dimension against your own priorities.

According to the Bureau of Economic Analysis, Bureau of Labor Statistics, and five other federal agencies, Massachusetts has a cost-of-living index of 105.8 (100 = national average), a median 2-bedroom rent of $2,261/mo, and a median salary of $81,220. Its composite Life Score is 32.6/100 (F), with its strongest marks in wages and safety.

How Massachusetts ranks nationally

Where Massachusetts's composite Life Score falls among all 51 US states scored.

Life Score distribution - Massachusetts marked 0 US states at 0–10 0 0 US states at 10–20 10 0 US states at 20–30 20 5 US states at 30–40 5 30 16 US states at 40–50 16 40 24 US states at 50–60 24 50 6 US states at 60–70 6 60 0 US states at 70–80 70 0 US states at 80–90 80 0 US states at 90–100 90 Life Score →
Bottom 2% by Life Score Lower Life Score than 98% of all 51 US states.

Massachusetts has life score of 32.6. Distribution: 0 US states at 0-10; 0 US states at 10-20; 0 US states at 20-30; 5 US states at 30-40; 16 US states at 40-50; 24 US states at 50-60; 6 US states at 60-70; 0 US states at 70-80; 0 US states at 80-90; 0 US states at 90-100.

Evaluating Massachusetts as a relocation target starts with the statewide BEA Regional Price Parity of 105.8 - where 100 is the national average, so every point above or below translates to percent-level cost of living difference. Housing costs in Massachusetts index at 128.1, goods at 98.8, and services at 152.1. HUD Fair Market Rents averaged across Massachusetts counties put a 2-bedroom at $2,261/month, the figure HUD uses to cap Section 8 voucher payments, so it reflects real submarket rents rather than listings bias.

On the income side, BLS Occupational Employment and Wage Statistics report a statewide median salary of $81,220 with a mean of $85,161 across 3,559,020 tracked jobs. For safety context, FBI UCR data shows a violent crime rate of 309 per 100,000 residents and a property crime rate of 1101 per 100K. These state-level reads let you benchmark Massachusetts against both your origin state and national medians before zooming into specific metros.

Family and education costs often decide a move. Department of Labor data for Massachusetts shows center-based infant care running $20,571/year, preschool at $14,656/year, and toddler care at $18,516/year. Massachusetts contains 6 metropolitan statistical areas in our dataset - Amherst Town-Northampton, Barnstable Town, Boston-Cambridge-Newton and more - each with its own rent, wage and crime profile that can diverge sharply from the statewide average. The composite Life Score of 32.6/100 (F) folds all seven federal sources into one number for quick comparison.

Key Metrics

Cost of Living (RPP)
105.8
100 = national avg
Avg 2BR Rent (FMR)
$2,261
per month
Median Salary
$81,220
annual
Violent Crime Rate
309
per 100K

Childcare Costs

State-average childcare costs for Massachusetts (DOL data).

Infant (Center)
$20,571
per year
Toddler (Center)
$18,516
per year
Preschool (Center)
$14,656
per year

Life Score Breakdown

Massachusetts's composite Life Score is 32.6/100 (F), computed across 7 dimensions.

Strongest dimension: Wages (92/100)

Massachusetts - Life Score dimensions

Percentile vs all US states (100 = best in the nation for that dimension)

/100

What this shows Massachusetts's strongest dimensions are wages and safety; its weakest is childcare at 2/100. Each dimension is a federal-data percentile; the composite folds all seven into one comparable figure.

Source BEA · HUD · BLS · FBI · NCES · DOL · EPA As of Federal data, latest available vintage
Cost
12/100
Bottom decile
Wages
92/100
Elite
Rent
2/100
Bottom decile
Crime
46/100
Average
Schools
16/100
Bottom decile
Childcare
2/100
Bottom decile
Environment
28/100
Weak

Metros in Massachusetts

Explore detailed relocation data for 6 metropolitan areas in Massachusetts.

Relocating within or to Massachusetts?

State figures are the benchmark, drill into a metro before you commit.

  • Massachusetts has 6 metro areas with rent, wage and crime profiles that diverge from the statewide average, start with Amherst Town-Northampton. View Amherst Town-Northampton
  • Put two places on the same scorecard across cost, rent, wages, safety and schools before you decide. Compare metros
  • See how every US metro ranks on the composite LiveAbility Score, then re-weight it to your priorities. Rankings

Cost, rent and wages are state-level reads; safety, schools and childcare use state data where metro-level isn't published. Always verify the latest figures at the official source before you move.

Frequently Asked Questions

What is the cost of living in Massachusetts?
Massachusetts has a Regional Price Parity (RPP) of 105.8, where 100 represents the national average. Housing costs index at 128.1, which is above the national average. The average 2-bedroom fair market rent is $2,261/month.
What is the median salary in Massachusetts?
The median salary in Massachusetts is $81,220 annually (mean: $85,161). Total employment across the state is 3,559,020.
How safe is Massachusetts?
The violent crime rate in Massachusetts is 309 per 100,000 population. The property crime rate is 1101 per 100K.
How much does childcare cost in Massachusetts?
Infant center-based childcare in Massachusetts averages $20,571 per year. Preschool averages $14,656/year. Toddler care averages $18,516/year. These are state-level averages from the Department of Labor.
How many metro areas are in Massachusetts?
Massachusetts has 6 metropolitan statistical areas tracked by PlainRelocate, including Amherst Town-Northampton, Barnstable Town, Boston-Cambridge-Newton and 3 more.
Is Massachusetts a good state to relocate to?
Massachusetts has a Life Score of 32.6/100 (F), based on 7 dimensions: cost of living, wages, rent, crime, schools, childcare, and environment. This places Massachusetts in the bottom decile of scored states; compare individual dimensions to see where the biggest gaps are.

Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR)
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL)
  • Environment: Environmental Protection Agency (EPA)

This information is for research purposes only.

Verify with U.S. Census Bureau →

Every figure on PlainRelocate is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.