State relocation profile · Federal data

New Jersey

Cost of living, fair-market rent, wages, safety, schools and childcare for New Jersey - every figure straight from federal data.

108.8
Cost index (US=100)
$2,131
2BR rent / mo
$80,365
Median salary
37.8
Life Score

The verdict

As of June 2026, New Jersey scores 37.8/100 (F) on the composite Life Score, with its strongest marks in wages and safety.

37.8
Life Score · F
108.8
Cost of living (US=100)
$80,365
Median annual salary (BLS)
$2,131
2BR fair-market rent / mo (HUD)

Weakest dimension: rent (6/100). State-level figures are a benchmark, individual metros can diverge sharply, so weigh each dimension against your own priorities.

According to the Bureau of Economic Analysis, Bureau of Labor Statistics, and five other federal agencies, New Jersey has a cost-of-living index of 108.8 (100 = national average), a median 2-bedroom rent of $2,131/mo, and a median salary of $80,365. Its composite Life Score is 37.8/100 (F), with its strongest marks in wages and safety.

How New Jersey ranks nationally

Where New Jersey's composite Life Score falls among all 51 US states scored.

Life Score distribution - New Jersey marked 0 US states at 0–10 0 0 US states at 10–20 10 0 US states at 20–30 20 5 US states at 30–40 5 30 16 US states at 40–50 16 40 24 US states at 50–60 24 50 6 US states at 60–70 6 60 0 US states at 70–80 70 0 US states at 80–90 80 0 US states at 90–100 90 Life Score →
Bottom 8% by Life Score Lower Life Score than 92% of all 51 US states.

New Jersey has life score of 37.8. Distribution: 0 US states at 0-10; 0 US states at 10-20; 0 US states at 20-30; 5 US states at 30-40; 16 US states at 40-50; 24 US states at 50-60; 6 US states at 60-70; 0 US states at 70-80; 0 US states at 80-90; 0 US states at 90-100.

Evaluating New Jersey as a relocation target starts with the statewide BEA Regional Price Parity of 108.8 - where 100 is the national average, so every point above or below translates to percent-level cost of living difference. Housing costs in New Jersey index at 134.3, goods at 107.1, and services at 114.2. HUD Fair Market Rents averaged across New Jersey counties put a 2-bedroom at $2,131/month, the figure HUD uses to cap Section 8 voucher payments, so it reflects real submarket rents rather than listings bias.

On the income side, BLS Occupational Employment and Wage Statistics report a statewide median salary of $80,365 with a mean of $84,642 across 4,250,070 tracked jobs. For safety context, FBI UCR data shows a violent crime rate of 216 per 100,000 residents and a property crime rate of 1396 per 100K. These state-level reads let you benchmark New Jersey against both your origin state and national medians before zooming into specific metros.

Family and education costs often decide a move. Department of Labor data for New Jersey shows center-based infant care running $15,732/year, preschool at $15,377/year, and toddler care at $15,377/year. New Jersey contains 3 metropolitan statistical areas in our dataset - Atlantic City-Hammonton, Trenton-Princeton, Vineland - each with its own rent, wage and crime profile that can diverge sharply from the statewide average. The composite Life Score of 37.8/100 (F) folds all seven federal sources into one number for quick comparison.

Key Metrics

Cost of Living (RPP)
108.8
100 = national avg
Avg 2BR Rent (FMR)
$2,131
per month
Median Salary
$80,365
annual
Violent Crime Rate
216
per 100K

Childcare Costs

State-average childcare costs for New Jersey (DOL data).

Infant (Center)
$15,732
per year
Toddler (Center)
$15,377
per year
Preschool (Center)
$15,377
per year

Life Score Breakdown

New Jersey's composite Life Score is 37.8/100 (F), computed across 7 dimensions.

Strongest dimension: Wages (90/100)

New Jersey - Life Score dimensions

Percentile vs all US states (100 = best in the nation for that dimension)

/100

What this shows New Jersey's strongest dimensions are wages and safety; its weakest is rent at 6/100. Each dimension is a federal-data percentile; the composite folds all seven into one comparable figure.

Source BEA · HUD · BLS · FBI · NCES · DOL · EPA As of Federal data, latest available vintage
Cost
6/100
Bottom decile
Wages
90/100
Elite
Rent
6/100
Bottom decile
Crime
78/100
Strong
Schools
12/100
Bottom decile
Childcare
14/100
Bottom decile
Environment
34/100
Weak

Metros in New Jersey

Explore detailed relocation data for 3 metropolitan areas in New Jersey.

Relocating within or to New Jersey?

State figures are the benchmark, drill into a metro before you commit.

  • New Jersey has 3 metro areas with rent, wage and crime profiles that diverge from the statewide average, start with Atlantic City-Hammonton. View Atlantic City-Hammonton
  • Put two places on the same scorecard across cost, rent, wages, safety and schools before you decide. Compare metros
  • See how every US metro ranks on the composite LiveAbility Score, then re-weight it to your priorities. Rankings

Cost, rent and wages are state-level reads; safety, schools and childcare use state data where metro-level isn't published. Always verify the latest figures at the official source before you move.

Frequently Asked Questions

What is the cost of living in New Jersey?
New Jersey has a Regional Price Parity (RPP) of 108.8, where 100 represents the national average. Housing costs index at 134.3, which is above the national average. The average 2-bedroom fair market rent is $2,131/month.
What is the median salary in New Jersey?
The median salary in New Jersey is $80,365 annually (mean: $84,642). Total employment across the state is 4,250,070.
How safe is New Jersey?
The violent crime rate in New Jersey is 216 per 100,000 population. The property crime rate is 1396 per 100K.
How much does childcare cost in New Jersey?
Infant center-based childcare in New Jersey averages $15,732 per year. Preschool averages $15,377/year. Toddler care averages $15,377/year. These are state-level averages from the Department of Labor.
How many metro areas are in New Jersey?
New Jersey has 3 metropolitan statistical areas tracked by PlainRelocate, including Atlantic City-Hammonton, Trenton-Princeton, Vineland.
Is New Jersey a good state to relocate to?
New Jersey has a Life Score of 37.8/100 (F), based on 7 dimensions: cost of living, wages, rent, crime, schools, childcare, and environment. This places New Jersey in the bottom decile of scored states; compare individual dimensions to see where the biggest gaps are.

Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR)
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL)
  • Environment: Environmental Protection Agency (EPA)

This information is for research purposes only.

Verify with U.S. Census Bureau →

Every figure on PlainRelocate is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.