Elkhart-Goshen St. Joseph

Relocation analysis based on 7 federal data sources

Should you move?

Moving from Elkhart-Goshen to St. Joseph is favorable: BEA regional price parity goes from 90.3 to 86.4 (US = 100), and HUD 2-bedroom rent falls by $106/mo.

+$1,575
BLS median salary higher in St. Joseph
308 to 463
violent crimes per 100K (FBI UCR, state-level)
15.9:1 to 12.8:1
NCES student-teacher ratio

BEA Regional Price Parity, HUD Fair Market Rent, BLS OEWS, FBI UCR, NCES, and DOL. The table below lets you override the composite with your own priorities.

Verdict
Favorable
Cost Index: 90.3 → 86.4
Rent Delta: -$106/mo

Pros of Moving

  • + 4% lower cost of living
  • + $106/mo cheaper rent (2BR)
  • + Better student-teacher ratios

Cons of Moving

  • - Higher violent crime rate
  • - More environmental violations

Purchasing power stays near-even: BEA RPP moves only from 90.3 to 86.4 (ratio 0.96), inside a ±5% band. HUD 2BR Fair Market Rent drops $106/mo ($1,272/yr) from $1,183 in Elkhart-Goshen to $1,077 in St. Joseph.

The seven-dimension ledger splits (4 destination wins · 2 origin wins); priorities decide this move. St. Joseph sits #120 of 387 metros on PlainRelocate livability (top third of the corpus). Elkhart-Goshen is #141/387 on the same ranking. Composite verdict: Favorable. Override it with the dimension table below.

BLS OEWS median salary moves $1,575 higher ($59,976 → $61,551). Labor-market size: 122,290 tracked jobs at origin vs 49,300 at destination.

State retirement friendliness is near-even: Indiana 62 (C, #24/51) vs Missouri 68 (C, #12/51). Full state tax and healthcare sub-scores sit in the retirement desk below.

Dimension
Elkhart-Goshen
St. Joseph
Winner
Cost of Living
RPP 90.3
RPP 86.4
St. Joseph
Rent (2BR)
$1,183/mo
$1,077/mo
St. Joseph
Wages
$59,976
$61,551
St. Joseph
Crime
308 per 100K
463 per 100K
Elkhart-Goshen
Schools
15.9:1
12.8:1
St. Joseph
Childcare
N/A
N/A
Tie
Environment
1514 violations
6737 violations
Elkhart-Goshen

State retirement friendliness

Primary-state scores from PlainRelocate's retirement registry (tax + healthcare + climate composite). Metro pairs use each metro's primary state abbreviation.

Origin state · Indiana
62 C #24/51
Income tax
72
Property tax
69
Estate tax
100
Healthcare
32
Destination state · Missouri
68 C #12/51
Income tax
82
Property tax
68
Estate tax
100
Healthcare
80

Full retirement ranking · Source composite documented on methodology (Tax Foundation + AARP tax guides + federal healthcare/climate inputs).

Salary Adjustment Calculator

Enter your current salary in Elkhart-Goshen to see what you'd need to earn in St. Joseph to maintain the same purchasing power.

Equivalent salary in St. Joseph
-

Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA; retirement desk: Tax Foundation + AARP tax guides June 2026