Relocation profile · Federal data

St. Joseph, MO-KS

Cost of living, rent, wages, safety, schools and environment for St. Joseph - every figure straight from federal data.

86.4
Cost index (US=100)
$1,077
2BR rent / mo
$61,551
Median salary
55.7
LiveAbility Score

The verdict

As of June 2026, St. Joseph ranks #120 of 387 US metros on the LiveAbility Score (55.7/100), with its strongest marks in cost of living and schools.

#120
of 387 US metros · Above median
6,245,466
metro-area population
463
violent crimes per 100K (state-level)
2,321
schools in the state (NCES)

Weakest dimension: safety (14/100). Weigh every dimension against your own priorities, use the City Finder to re-rank by what matters to you.

According to the Bureau of Economic Analysis, Bureau of Labor Statistics, and five other federal agencies, St. Joseph has a cost-of-living index of 86.4 (100 = national average), a median 2-bedroom rent of $1,077/mo, and a median salary of $61,551. Its composite LiveAbility Score is 55.7/100, ranking #120 of 387 U.S. metros, with its strongest marks in cost of living and schools.

How St. Joseph ranks nationally

Where St. Joseph's LiveAbility Score falls among all 387 US metros scored.

LiveAbility Score distribution - St. Joseph marked 0 US metros at 0–10 0 0 US metros at 10–20 10 21 US metros at 20–30 21 20 41 US metros at 30–40 41 30 110 US metros at 40–50 110 40 159 US metros at 50–60 159 50 50 US metros at 60–70 50 60 6 US metros at 70–80 6 70 0 US metros at 80–90 80 0 US metros at 90–100 90 LiveAbility Score →
Top 31% by LiveAbility Score Higher LiveAbility Score than 69% of all 387 US metros.

St. Joseph has liveability score of 55.7. Distribution: 0 US metros at 0-10; 0 US metros at 10-20; 21 US metros at 20-30; 41 US metros at 30-40; 110 US metros at 40-50; 159 US metros at 50-60; 50 US metros at 60-70; 6 US metros at 70-80; 0 US metros at 80-90; 0 US metros at 90-100.

St. Joseph, MO-KS: BEA RPP 86.4 (US=100), HUD 2BR rent $1,077/mo, BLS median salary $61,551, FBI violent crime 463/100K (state), NCES 2,321 schools (state), composite Life Score 53.8/100 (D). Source methodology + Life Score formula →

Relocation decisions rarely hinge on a single number. A metro with high salaries but a steep cost of living can leave less disposable income than a cheaper market, and a low crime rate matters more to some households than school options or commute times. The composite Life Score blends federal cost, wage, safety, and education data into one comparable figure, but each underlying component is shown separately so you can weight what matters to your own situation. Read every metric against your priorities rather than chasing the highest headline score, and confirm the latest figures on the official source before you commit to a move.

Key Metrics

Cost of Living (RPP)
86.4
100 = national avg
2BR Rent (FMR)
$1,077
per month
Median Salary
$61,551
annual
Violent Crime Rate
463
per 100K (state level)

Housing & Rent

HUD Fair Market Rents for the St. Joseph metropolitan area. Regional housing cost index: 55.4 (100 = national average).

Studio
$774
/month
1 Bedroom
$832
/month
2 Bedroom
$1,077
/month
3 Bedroom
$1,363
/month
4 Bedroom
$1,566
/month

Wages & Employment

St. Joseph has 49,300 total employment with a median salary of $61,551.

Median Salary
$61,551
Mean Salary
$65,530
Total Employment
49,300

Top Occupations by Employment

Occupation Median Salary
Home Health and Personal Care Aides $31,250
General and Operations Managers $74,570
Registered Nurses $77,240
Miscellaneous Assemblers and Fabricators $54,400
Cashiers $29,920

Schools & Education

State-level education data for the St. Joseph area from NCES.

Schools
2,321
Enrollment
887,264
Student:Teacher
12.8:1
Title I %
0%

Life Score Breakdown

St. Joseph's composite Life Score is 53.8/100 (D), computed across 7 dimensions.

Cost
93/100
Elite
Wages
32/100
Weak
Rent
86/100
Elite
Crime
14/100
Bottom decile
Schools
13/100
Bottom decile
Environment
72/100
Strong

LiveAbility Score

View full rankings →

St. Joseph ranks #120 out of 387 metros with a LiveAbility Score of 55.7/100 - a composite of 8 quality-of-life dimensions from federal data. Customize the weights to match your priorities →

Strongest dimension: Cost of living (93/100)

St. Joseph - dimension scores

Percentile vs all US metros (100 = best in the nation for that dimension)

/100

What this shows St. Joseph's strongest dimensions are cost of living and schools; its weakest is safety at 14/100. The composite weights cost 18%, jobs & housing 15% each, safety & schools 12%, air & hazard 10%, climate 8%.

Source BEA · BLS · HUD · FBI · NCES · EPA · NOAA · FEMA As of Federal data, latest available vintage

Other Major Metro Areas

Explore relocation data for other major US metropolitan areas.

Compare St. Joseph Side-by-Side With Other Metros

This page is a relocation deep-dive on St. Joseph - cost of living, rent, wages, safety, schools, and more. When you're narrowing a shortlist, a side-by-side comparison across the same dimensions is faster. Put St. Joseph on the same scorecard as the metro you're weighing it against and see at a glance which move actually comes out ahead.

Compare St. Joseph with another metro →

Thinking about St. Joseph?

How to use this profile before you commit to a move.

  • Pressure-test St. Joseph against the metro you're weighing it against, same dimensions, side by side. Compare metros
  • Check what your salary is actually worth here after the 86.4 cost-of-living index. Salary calculator
  • Re-rank every US metro by the priorities that matter to you, turn up jobs, turn down climate. City Finder

Scores are federal-data percentiles, not a recommendation. Crime and schools use state-level data where metro-level isn't published. Always visit before you move.

Frequently Asked Questions

What is the cost of living in St. Joseph?
St. Joseph has a Regional Price Parity (RPP) of 86.4, where 100 represents the national average. Housing costs index at 55.4, which is below the national average. The average 2-bedroom rent is $1,077/month.
What is the median salary in St. Joseph?
The median salary in St. Joseph is $61,551 annually (mean: $65,530). Top occupations include Home Health and Personal Care Aides, General and Operations Managers, Registered Nurses.
How safe is St. Joseph?
The violent crime rate in the St. Joseph area is 463 per 100,000 population (state-level data). Property crime rate is 1972 per 100K.
What are the schools like in St. Joseph?
The state of MO has 2,321 schools (state-level data, no metro-level federal count exists) with an average student-teacher ratio of 12.8:1. Charter schools make up 3.5% of all schools.
How much does childcare cost in St. Joseph?
Childcare cost data is not currently available for St. Joseph.
Is St. Joseph a good place to relocate?
St. Joseph has a Life Score of 53.8/100 (D), based on 7 dimensions: cost of living, wages, rent, crime, schools, childcare, and environment. This is a middle-of-the-pack score, where the composite lands for most US metros; look at individual dimensions to see the real trade-offs.

Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from BEA, HUD, BLS, FBI UCR, NCES, DOL, and EPA. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page

Verify with NOAA →

Verify with U.S. Census Bureau → · Verify with FEMA →

Every figure on PlainRelocate is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.