St. Joseph Elkhart-Goshen

Relocation analysis based on 7 federal data sources

Should you move?

Moving from St. Joseph to Elkhart-Goshen is less favorable: BEA regional price parity goes from 86.4 to 90.3 (US = 100), and HUD 2-bedroom rent rises by $106/mo.

-$1,575
BLS median salary lower in Elkhart-Goshen
463 to 308
violent crimes per 100K (FBI UCR, state-level)
12.8:1 to 15.9:1
NCES student-teacher ratio

BEA Regional Price Parity, HUD Fair Market Rent, BLS OEWS, FBI UCR, NCES, and DOL. The table below lets you override the composite with your own priorities.

Verdict
Less Favorable
Cost Index: 86.4 → 90.3
Rent Delta: +$106/mo

Pros of Moving

  • + Lower violent crime rate
  • + Fewer environmental violations

Cons of Moving

  • - 4% higher cost of living
  • - $106/mo more expensive rent (2BR)
  • - Higher student-teacher ratios

Purchasing power stays near-even: BEA RPP moves only from 86.4 to 90.3 (ratio 1.05), inside a ±5% band. HUD 2BR Fair Market Rent rises $106/mo ($1,272/yr) from $1,077 in St. Joseph to $1,183 in Elkhart-Goshen.

The seven-dimension ledger splits (2 destination wins · 4 origin wins); priorities decide this move. Elkhart-Goshen sits #141 of 387 metros on PlainRelocate livability (middle third). St. Joseph is #120/387 on the same ranking. Composite verdict: Less Favorable. Override it with the dimension table below.

BLS OEWS median salary moves $1,575 lower ($61,551 → $59,976). Labor-market size: 49,300 tracked jobs at origin vs 122,290 at destination.

State retirement friendliness is near-even: Missouri 68 (C, #12/51) vs Indiana 62 (C, #24/51). Full state tax and healthcare sub-scores sit in the retirement desk below.

Dimension
St. Joseph
Elkhart-Goshen
Winner
Cost of Living
RPP 86.4
RPP 90.3
St. Joseph
Rent (2BR)
$1,077/mo
$1,183/mo
St. Joseph
Wages
$61,551
$59,976
St. Joseph
Crime
463 per 100K
308 per 100K
Elkhart-Goshen
Schools
12.8:1
15.9:1
St. Joseph
Childcare
N/A
N/A
Tie
Environment
6737 violations
1514 violations
Elkhart-Goshen

State retirement friendliness

Primary-state scores from PlainRelocate's retirement registry (tax + healthcare + climate composite). Metro pairs use each metro's primary state abbreviation.

Origin state · Missouri
68 C #12/51
Income tax
82
Property tax
68
Estate tax
100
Healthcare
80
Destination state · Indiana
62 C #24/51
Income tax
72
Property tax
69
Estate tax
100
Healthcare
32

Full retirement ranking · Source composite documented on methodology (Tax Foundation + AARP tax guides + federal healthcare/climate inputs).

Salary Adjustment Calculator

Enter your current salary in St. Joseph to see what you'd need to earn in Elkhart-Goshen to maintain the same purchasing power.

Equivalent salary in Elkhart-Goshen
-

Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA; retirement desk: Tax Foundation + AARP tax guides June 2026