Bay City Fort Collins-Loveland

Relocation analysis based on 7 federal data sources

Should you move?

Moving from Bay City to Fort Collins-Loveland is unfavorable: BEA regional price parity goes from 91.9 to 101.1 (US = 100), and HUD 2-bedroom rent rises by $702/mo.

+$12,078
BLS median salary higher in Fort Collins-Loveland
431 to 481
violent crimes per 100K (FBI UCR, state-level)
17.5:1 to 16.6:1
NCES student-teacher ratio
$5,377
DOL infant care higher / yr in Fort Collins-Loveland

BEA Regional Price Parity, HUD Fair Market Rent, BLS OEWS, FBI UCR, NCES, and DOL. The table below lets you override the composite with your own priorities.

Verdict
Unfavorable
Cost Index: 91.9 → 101.1
Rent Delta: +$702/mo

Pros of Moving

  • + $12K higher median salary

Cons of Moving

  • - 9% higher cost of living
  • - $702/mo more expensive rent (2BR)
  • - More expensive childcare
  • - More environmental violations

Purchasing power tightens: BEA RPP rises from 91.9 to 101.1, so the same paycheck buys less in Fort Collins-Loveland (ratio 1.10). HUD 2BR Fair Market Rent rises $702/mo ($8,424/yr) from $1,030 in Bay City to $1,732 in Fort Collins-Loveland.

Bay City still leads on 5 of 7 federal dimensions, the origin keeps the edge. Fort Collins-Loveland sits #371 of 387 metros on PlainRelocate livability (bottom third of the corpus). Bay City is #187/387 on the same ranking. Composite verdict: Unfavorable. Override it with the dimension table below.

BLS OEWS median salary moves $12,078 higher ($61,214 → $73,292). Labor-market size: 27,180 tracked jobs at origin vs 149,520 at destination.

State retirement friendliness is near-even: Michigan 49 (F, #42/51) vs Colorado 46 (F, #44/51). Full state tax and healthcare sub-scores sit in the retirement desk below.

Dimension
Bay City
Fort Collins-Loveland
Winner
Cost of Living
RPP 91.9
RPP 101.1
Bay City
Rent (2BR)
$1,030/mo
$1,732/mo
Bay City
Wages
$61,214
$73,292
Fort Collins-Loveland
Crime
431 per 100K
481 per 100K
Bay City
Schools
17.5:1
16.6:1
Fort Collins-Loveland
Childcare
$7,444/yr
$12,821/yr
Bay City
Environment
1120 violations
5561 violations
Bay City

State retirement friendliness

Primary-state scores from PlainRelocate's retirement registry (tax + healthcare + climate composite). Metro pairs use each metro's primary state abbreviation.

Origin state · Michigan
49 F #42/51
Income tax
72
Property tax
59
Estate tax
100
Healthcare
16
Destination state · Colorado
46 F #44/51
Income tax
80
Property tax
90
Estate tax
100
Healthcare
26

Full retirement ranking · Source composite documented on methodology (Tax Foundation + AARP tax guides + federal healthcare/climate inputs).

Salary Adjustment Calculator

Enter your current salary in Bay City to see what you'd need to earn in Fort Collins-Loveland to maintain the same purchasing power.

Equivalent salary in Fort Collins-Loveland
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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA; retirement desk: Tax Foundation + AARP tax guides June 2026