Relocation profile · Federal data

Fort Collins-Loveland, CO

Cost of living, rent, wages, safety, schools and environment for Fort Collins-Loveland - every figure straight from federal data.

101.1
Cost index (US=100)
$1,732
2BR rent / mo
$73,292
Median salary
29
LiveAbility Score

The verdict

As of June 2026, Fort Collins-Loveland ranks #371 of 387 US metros on the LiveAbility Score (29/100), with its strongest marks in job market and schools.

#371
of 387 US metros · Well below median
5,957,493
metro-area population
481
violent crimes per 100K (state-level)
1,923
schools in the state (NCES)

Weakest dimension: climate (5/100). Weigh every dimension against your own priorities, use the City Finder to re-rank by what matters to you.

According to the Bureau of Economic Analysis, Bureau of Labor Statistics, and five other federal agencies, Fort Collins-Loveland has a cost-of-living index of 101.1 (100 = national average), a median 2-bedroom rent of $1,732/mo, and a median salary of $73,292. Its composite LiveAbility Score is 29/100, ranking #371 of 387 U.S. metros, with its strongest marks in job market and schools.

How Fort Collins-Loveland ranks nationally

Where Fort Collins-Loveland's LiveAbility Score falls among all 387 US metros scored.

LiveAbility Score distribution - Fort Collins-Loveland marked 0 US metros at 0–10 0 0 US metros at 10–20 10 21 US metros at 20–30 21 20 41 US metros at 30–40 41 30 110 US metros at 40–50 110 40 159 US metros at 50–60 159 50 50 US metros at 60–70 50 60 6 US metros at 70–80 6 70 0 US metros at 80–90 80 0 US metros at 90–100 90 LiveAbility Score →
Bottom 4% by LiveAbility Score Lower LiveAbility Score than 96% of all 387 US metros.

Fort Collins-Loveland has liveability score of 29. Distribution: 0 US metros at 0-10; 0 US metros at 10-20; 21 US metros at 20-30; 41 US metros at 30-40; 110 US metros at 40-50; 159 US metros at 50-60; 50 US metros at 60-70; 6 US metros at 70-80; 0 US metros at 80-90; 0 US metros at 90-100.

Fort Collins-Loveland, CO: BEA RPP 101.1 (US=100), HUD 2BR rent $1,732/mo, BLS median salary $73,292, FBI violent crime 481/100K (state), NCES 1,923 schools (state), composite Life Score 42.4/100 (F). Source methodology + Life Score formula →

Relocation decisions rarely hinge on a single number. A metro with high salaries but a steep cost of living can leave less disposable income than a cheaper market, and a low crime rate matters more to some households than school options or commute times. The composite Life Score blends federal cost, wage, safety, and education data into one comparable figure, but each underlying component is shown separately so you can weight what matters to your own situation. Read every metric against your priorities rather than chasing the highest headline score, and confirm the latest figures on the official source before you commit to a move.

Key Metrics

Cost of Living (RPP)
101.1
100 = national avg
2BR Rent (FMR)
$1,732
per month
Median Salary
$73,292
annual
Violent Crime Rate
481
per 100K (state level)

Housing & Rent

HUD Fair Market Rents for the Fort Collins-Loveland metropolitan area. Regional housing cost index: 120.6 (100 = national average).

Studio
$1,509
/month
1 Bedroom
$1,537
/month
2 Bedroom
$1,732
/month
3 Bedroom
$2,385
/month
4 Bedroom
$2,540
/month

Wages & Employment

Fort Collins-Loveland has 149,520 total employment with a median salary of $73,292.

Median Salary
$73,292
Mean Salary
$77,152
Total Employment
149,520

Top Occupations by Employment

Occupation Median Salary
Fast Food and Counter Workers $34,850
Retail Salespersons $36,640
Cashiers $35,980
Stockers and Order Fillers $40,280
Waiters and Waitresses $47,360

Schools & Education

State-level education data for the Fort Collins-Loveland area from NCES.

Schools
1,923
Enrollment
871,440
Student:Teacher
16.6:1
Title I %
0%

Childcare Costs

State-average childcare costs for the Fort Collins-Loveland area (DOL data).

Infant (Center)
$12,821
per year
Toddler (Center)
$11,897
per year
Preschool (Center)
$11,013
per year

Life Score Breakdown

Fort Collins-Loveland's composite Life Score is 42.4/100 (F), computed across 7 dimensions.

Cost
17/100
Bottom decile
Wages
87/100
Elite
Rent
19/100
Bottom decile
Crime
6/100
Bottom decile
Schools
63/100
Above average
Childcare
23/100
Weak
Environment
92/100
Elite

LiveAbility Score

View full rankings →

Fort Collins-Loveland ranks #371 out of 387 metros with a LiveAbility Score of 29/100 - a composite of 8 quality-of-life dimensions from federal data. Customize the weights to match your priorities →

Strongest dimension: Job market (87/100)

Fort Collins-Loveland - dimension scores

Percentile vs all US metros (100 = best in the nation for that dimension)

/100

What this shows Fort Collins-Loveland's strongest dimensions are job market and schools; its weakest is climate at 5/100. The composite weights cost 18%, jobs & housing 15% each, safety & schools 12%, air & hazard 10%, climate 8%.

Source BEA · BLS · HUD · FBI · NCES · EPA · NOAA · FEMA As of Federal data, latest available vintage

Other Major Metro Areas

Explore relocation data for other major US metropolitan areas.

Compare Fort Collins-Loveland Side-by-Side With Other Metros

This page is a relocation deep-dive on Fort Collins-Loveland - cost of living, rent, wages, safety, schools, and more. When you're narrowing a shortlist, a side-by-side comparison across the same dimensions is faster. Put Fort Collins-Loveland on the same scorecard as the metro you're weighing it against and see at a glance which move actually comes out ahead.

Compare Fort Collins-Loveland with another metro →

Thinking about Fort Collins-Loveland?

How to use this profile before you commit to a move.

  • Pressure-test Fort Collins-Loveland against the metro you're weighing it against, same dimensions, side by side. Compare metros
  • Check what your salary is actually worth here after the 101.1 cost-of-living index. Salary calculator
  • Re-rank every US metro by the priorities that matter to you, turn up jobs, turn down climate. City Finder

Scores are federal-data percentiles, not a recommendation. Crime and schools use state-level data where metro-level isn't published. Always visit before you move.

Frequently Asked Questions

What is the cost of living in Fort Collins-Loveland?
Fort Collins-Loveland has a Regional Price Parity (RPP) of 101.1, where 100 represents the national average. Housing costs index at 120.6, which is above the national average. The average 2-bedroom rent is $1,732/month.
What is the median salary in Fort Collins-Loveland?
The median salary in Fort Collins-Loveland is $73,292 annually (mean: $77,152). Top occupations include Fast Food and Counter Workers, Retail Salespersons, Cashiers.
How safe is Fort Collins-Loveland?
The violent crime rate in the Fort Collins-Loveland area is 481 per 100,000 population (state-level data). Property crime rate is 2641 per 100K.
What are the schools like in Fort Collins-Loveland?
The state of CO has 1,923 schools (state-level data, no metro-level federal count exists) with an average student-teacher ratio of 16.6:1. Charter schools make up 14% of all schools.
How much does childcare cost in Fort Collins-Loveland?
Infant center-based childcare in the Fort Collins-Loveland area averages $12,821 per year. Preschool averages $11,013/year. These are state-level averages.
Is Fort Collins-Loveland a good place to relocate?
Fort Collins-Loveland has a Life Score of 42.4/100 (F), based on 7 dimensions: cost of living, wages, rent, crime, schools, childcare, and environment. This is a below-average score, several dimensions likely pull the composite down; compare specific dimensions to see which ones.

Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from BEA, HUD, BLS, FBI UCR, NCES, DOL, and EPA. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page

Verify with NOAA →

Verify with U.S. Census Bureau → · Verify with FEMA →

Every figure on PlainRelocate is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.