Fort Collins-Loveland → Bay City
Relocation analysis based on 7 federal data sources
Should you move?
Moving from Fort Collins-Loveland to Bay City is strongly favorable: BEA regional price parity goes from 101.1 to 91.9 (US = 100), and HUD 2-bedroom rent falls by $702/mo.
- -$12,078
- BLS median salary lower in Bay City
- 481 to 431
- violent crimes per 100K (FBI UCR, state-level)
- 16.6:1 to 17.5:1
- NCES student-teacher ratio
- $5,377
- DOL infant care lower / yr in Bay City
BEA Regional Price Parity, HUD Fair Market Rent, BLS OEWS, FBI UCR, NCES, and DOL. The table below lets you override the composite with your own priorities.
Pros of Moving
- + 9% lower cost of living
- + $702/mo cheaper rent (2BR)
- + More affordable childcare
- + Fewer environmental violations
Cons of Moving
- - $12K lower median salary
Purchasing power opens up: BEA RPP falls from 101.1 to 91.9, so each dollar covers more in Bay City (ratio 0.91). HUD 2BR Fair Market Rent drops $702/mo ($8,424/yr) from $1,732 in Fort Collins-Loveland to $1,030 in Bay City.
Bay City leads on 5 of 7 federal dimensions, a destination-heavy ledger. Bay City sits #187 of 387 metros on PlainRelocate livability (middle third). Fort Collins-Loveland is #371/387 on the same ranking. Composite verdict: Strongly Favorable. Override it with the dimension table below.
BLS OEWS median salary moves $12,078 lower ($73,292 → $61,214). Labor-market size: 149,520 tracked jobs at origin vs 27,180 at destination.
State retirement friendliness is near-even: Colorado 46 (F, #44/51) vs Michigan 49 (F, #42/51). Full state tax and healthcare sub-scores sit in the retirement desk below.
State retirement friendliness
Primary-state scores from PlainRelocate's retirement registry (tax + healthcare + climate composite). Metro pairs use each metro's primary state abbreviation.
- Income tax
- 80
- Property tax
- 90
- Estate tax
- 100
- Healthcare
- 26
- Income tax
- 72
- Property tax
- 59
- Estate tax
- 100
- Healthcare
- 16
Full retirement ranking · Source composite documented on methodology (Tax Foundation + AARP tax guides + federal healthcare/climate inputs).
Salary Adjustment Calculator
Enter your current salary in Fort Collins-Loveland to see what you'd need to earn in Bay City to maintain the same purchasing power.
Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA; retirement desk: Tax Foundation + AARP tax guides June 2026