St. Louis Indianapolis-Carmel-Greenwood

Relocation analysis based on 7 federal data sources

Verdict
Favorable
Cost Index: 95.1 → 95.7
Rent Delta: +$557/mo

Pros of Moving

  • + $2K higher median salary
  • + Lower violent crime rate
  • + Fewer environmental violations

Cons of Moving

  • - $557/mo more expensive rent (2BR)
  • - Higher student-teacher ratios

Moving from St. Louis to Indianapolis-Carmel-Greenwood shifts your BEA Regional Price Parity from 95.1 to 95.7 (100 = US average), so a St. Louis salary needs to be multiplied by 1.01 to hold the same purchasing power in Indianapolis-Carmel-Greenwood. On rent, HUD Fair Market Rent for a 2-bedroom goes from $916/month in St. Louis to $1,473/month in Indianapolis-Carmel-Greenwood - a higher monthly bill of $557, or $6,684/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $68,074 in St. Louis versus $70,366 in Indianapolis-Carmel-Greenwood - a raw gap of $2,292 higher. The Indianapolis-Carmel-Greenwood labor market has 1,085,370 tracked jobs against 1,311,920 in St. Louis, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near St. Louis and Indianapolis-Carmel-Greenwood are 463 and 308 per 100,000 (state-level). NCES student-teacher ratios run 12.8:1 at origin versus 15.9:1 at destination. Our composite verdict - Favorable - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.

Dimension
St. Louis
Indianapolis-Carmel-Greenwood
Winner
💰 Cost of Living
RPP 95.1
RPP 95.7
St. Louis
🏠 Rent (2BR)
$916/mo
$1,473/mo
St. Louis
💼 Wages
$68,074
$70,366
Indianapolis-Carmel-Greenwood
🔒 Crime
463 per 100K
308 per 100K
Indianapolis-Carmel-Greenwood
🎓 Schools
12.8:1
15.9:1
St. Louis
👶 Childcare
N/A
N/A
Tie
🌿 Environment
6246 violations
1467 violations
Indianapolis-Carmel-Greenwood

Salary Adjustment Calculator

Enter your current salary in St. Louis to see what you'd need to earn in Indianapolis-Carmel-Greenwood to maintain the same purchasing power.

Equivalent salary in Indianapolis-Carmel-Greenwood
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Frequently Asked Questions

Is Indianapolis-Carmel-Greenwood more expensive than St. Louis?
Indianapolis-Carmel-Greenwood has an RPP of 95.7 compared to St. Louis's 95.1 (100 = national average). Indianapolis-Carmel-Greenwood is more expensive overall. The 2BR rent in Indianapolis-Carmel-Greenwood is $1,473/mo vs $916/mo in St. Louis.
What are salaries like in Indianapolis-Carmel-Greenwood compared to St. Louis?
The median salary in Indianapolis-Carmel-Greenwood is $70,366 compared to $68,074 in St. Louis. That's a +$2,292 difference.
Is Indianapolis-Carmel-Greenwood safer than St. Louis?
The violent crime rate near Indianapolis-Carmel-Greenwood is 308 per 100K vs 463 per 100K near St. Louis (state-level data). Indianapolis-Carmel-Greenwood has a lower crime rate.
How much would I need to earn in Indianapolis-Carmel-Greenwood to match my St. Louis salary?
To maintain the same purchasing power, multiply your St. Louis salary by 1.01. For example, a $75,000 salary in St. Louis would need to be $75,480 in Indianapolis-Carmel-Greenwood. Use the salary calculator above for your exact figure.
What does the "Favorable" verdict mean?
The verdict is computed from 7 dimensions, cost of living, rent, wages, crime, schools, childcare, and environment, using federal data. "Favorable" means the destination edges ahead on balance. Individual priorities may shift the balance, weigh the dimensions that matter most to you.

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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR) - state level
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL) - state level
  • Environment: Environmental Protection Agency (EPA)