Indianapolis-Carmel-Greenwood St. Louis

Relocation analysis based on 7 federal data sources

Verdict
Less Favorable
Cost Index: 95.7 → 95.1
Rent Delta: -$557/mo

Pros of Moving

  • + $557/mo cheaper rent (2BR)
  • + Better student-teacher ratios

Cons of Moving

  • - $2K lower median salary
  • - Higher violent crime rate
  • - More environmental violations

Moving from Indianapolis-Carmel-Greenwood to St. Louis shifts your BEA Regional Price Parity from 95.7 to 95.1 (100 = US average), so a Indianapolis-Carmel-Greenwood salary needs to be multiplied by 0.99 to hold the same purchasing power in St. Louis. On rent, HUD Fair Market Rent for a 2-bedroom goes from $1,473/month in Indianapolis-Carmel-Greenwood to $916/month in St. Louis - a lower monthly bill of $557, or $6,684/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $70,366 in Indianapolis-Carmel-Greenwood versus $68,074 in St. Louis - a raw gap of $2,292 lower. The St. Louis labor market has 1,311,920 tracked jobs against 1,085,370 in Indianapolis-Carmel-Greenwood, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near Indianapolis-Carmel-Greenwood and St. Louis are 308 and 463 per 100,000 (state-level). NCES student-teacher ratios run 15.9:1 at origin versus 12.8:1 at destination. Our composite verdict - Less Favorable - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.

Dimension
Indianapolis-Carmel-Greenwood
St. Louis
Winner
💰 Cost of Living
RPP 95.7
RPP 95.1
St. Louis
🏠 Rent (2BR)
$1,473/mo
$916/mo
St. Louis
💼 Wages
$70,366
$68,074
Indianapolis-Carmel-Greenwood
🔒 Crime
308 per 100K
463 per 100K
Indianapolis-Carmel-Greenwood
🎓 Schools
15.9:1
12.8:1
St. Louis
👶 Childcare
N/A
N/A
Tie
🌿 Environment
1467 violations
6246 violations
Indianapolis-Carmel-Greenwood

Salary Adjustment Calculator

Enter your current salary in Indianapolis-Carmel-Greenwood to see what you'd need to earn in St. Louis to maintain the same purchasing power.

Equivalent salary in St. Louis
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Frequently Asked Questions

Is St. Louis more expensive than Indianapolis-Carmel-Greenwood?
St. Louis has an RPP of 95.1 compared to Indianapolis-Carmel-Greenwood's 95.7 (100 = national average). Indianapolis-Carmel-Greenwood is more expensive overall. The 2BR rent in St. Louis is $916/mo vs $1,473/mo in Indianapolis-Carmel-Greenwood.
What are salaries like in St. Louis compared to Indianapolis-Carmel-Greenwood?
The median salary in St. Louis is $68,074 compared to $70,366 in Indianapolis-Carmel-Greenwood. That's a -$2,292 difference.
Is St. Louis safer than Indianapolis-Carmel-Greenwood?
The violent crime rate near St. Louis is 463 per 100K vs 308 per 100K near Indianapolis-Carmel-Greenwood (state-level data). Indianapolis-Carmel-Greenwood has a lower crime rate.
How much would I need to earn in St. Louis to match my Indianapolis-Carmel-Greenwood salary?
To maintain the same purchasing power, multiply your Indianapolis-Carmel-Greenwood salary by 0.99. For example, a $75,000 salary in Indianapolis-Carmel-Greenwood would need to be $74,523 in St. Louis. Use the salary calculator above for your exact figure.
What does the "Less Favorable" verdict mean?
The verdict is computed from 7 dimensions, cost of living, rent, wages, crime, schools, childcare, and environment, using federal data. "Less Favorable" means the origin edges ahead on balance. Individual priorities may shift the balance, weigh the dimensions that matter most to you.

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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR) - state level
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL) - state level
  • Environment: Environmental Protection Agency (EPA)