Springfield Waterloo-Cedar Falls

Relocation analysis based on 7 federal data sources

Should you move?

Moving from Springfield to Waterloo-Cedar Falls is strongly favorable: BEA regional price parity goes from 92.7 to 87.1 (US = 100), and HUD 2-bedroom rent falls by $152/mo.

-$8,925
BLS median salary lower in Waterloo-Cedar Falls
277 to 238
violent crimes per 100K (FBI UCR, state-level)
14:1 to 14.8:1
NCES student-teacher ratio
$3,951
DOL infant care lower / yr in Waterloo-Cedar Falls

BEA Regional Price Parity, HUD Fair Market Rent, BLS OEWS, FBI UCR, NCES, and DOL. The table below lets you override the composite with your own priorities.

Verdict
Strongly Favorable
Cost Index: 92.7 → 87.1
Rent Delta: -$152/mo

Pros of Moving

  • + 6% lower cost of living
  • + $152/mo cheaper rent (2BR)
  • + More affordable childcare
  • + Fewer environmental violations

Cons of Moving

  • - $9K lower median salary

Purchasing power opens up: BEA RPP falls from 92.7 to 87.1, so each dollar covers more in Waterloo-Cedar Falls (ratio 0.94). HUD 2BR Fair Market Rent drops $152/mo ($1,824/yr) from $1,203 in Springfield to $1,051 in Waterloo-Cedar Falls.

Waterloo-Cedar Falls leads on 5 of 7 federal dimensions, a destination-heavy ledger. Waterloo-Cedar Falls sits #66 of 387 metros on PlainRelocate livability (top third of the corpus). Springfield is #125/387 on the same ranking. Composite verdict: Strongly Favorable. Override it with the dimension table below.

BLS OEWS median salary moves $8,925 lower ($70,269 → $61,344). Labor-market size: 93,500 tracked jobs at origin vs 77,420 at destination.

State retirement friendliness favors the destination: Iowa scores 70 (B, #8/51) vs Illinois at 58 (D, #31/51). Full state tax and healthcare sub-scores sit in the retirement desk below.

Dimension
Springfield
Waterloo-Cedar Falls
Winner
Cost of Living
RPP 92.7
RPP 87.1
Waterloo-Cedar Falls
Rent (2BR)
$1,203/mo
$1,051/mo
Waterloo-Cedar Falls
Wages
$70,269
$61,344
Springfield
Crime
277 per 100K
238 per 100K
Waterloo-Cedar Falls
Schools
14:1
14.8:1
Springfield
Childcare
$12,257/yr
$8,306/yr
Waterloo-Cedar Falls
Environment
3029 violations
742 violations
Waterloo-Cedar Falls

State retirement friendliness

Primary-state scores from PlainRelocate's retirement registry (tax + healthcare + climate composite). Metro pairs use each metro's primary state abbreviation.

Origin state · Illinois
58 D #31/51
Income tax
95
Property tax
46
Estate tax
50
Healthcare
46
Destination state · Iowa
70 B #8/51
Income tax
85
Property tax
58
Estate tax
50
Healthcare
42

Full retirement ranking · Source composite documented on methodology (Tax Foundation + AARP tax guides + federal healthcare/climate inputs).

Salary Adjustment Calculator

Enter your current salary in Springfield to see what you'd need to earn in Waterloo-Cedar Falls to maintain the same purchasing power.

Equivalent salary in Waterloo-Cedar Falls
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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA; retirement desk: Tax Foundation + AARP tax guides June 2026