Relocation profile · Federal data
Waterloo-Cedar Falls, IA
Cost of living, rent, wages, safety, schools and environment for Waterloo-Cedar Falls - every figure straight from federal data.
- 87.1
- Cost index (US=100)
- $1,051
- 2BR rent / mo
- $61,344
- Median salary
- 59.2
- LiveAbility Score
The verdict
As of June 2026, Waterloo-Cedar Falls ranks #66 of 387 US metros on the LiveAbility Score (59.2/100), with its strongest marks in cost of living and housing.
- #66
- of 387 US metros · Above median
- 3,241,488
- metro-area population
- 238
- violent crimes per 100K (state-level)
- 1,326
- schools in the state (NCES)
Weakest dimension: low hazard (24/100). Weigh every dimension against your own priorities, use the City Finder to re-rank by what matters to you.
According to the Bureau of Economic Analysis, Bureau of Labor Statistics, and five other federal agencies, Waterloo-Cedar Falls has a cost-of-living index of 87.1 (100 = national average), a median 2-bedroom rent of $1,051/mo, and a median salary of $61,344. Its composite LiveAbility Score is 59.2/100, ranking #66 of 387 U.S. metros, with its strongest marks in cost of living and housing.
How Waterloo-Cedar Falls ranks nationally
Where Waterloo-Cedar Falls's LiveAbility Score falls among all 387 US metros scored.
Waterloo-Cedar Falls has liveability score of 59.2. Distribution: 0 US metros at 0-10; 0 US metros at 10-20; 21 US metros at 20-30; 41 US metros at 30-40; 110 US metros at 40-50; 159 US metros at 50-60; 50 US metros at 60-70; 6 US metros at 70-80; 0 US metros at 80-90; 0 US metros at 90-100.
Waterloo-Cedar Falls, IA: BEA RPP 87.1 (US=100), HUD 2BR rent $1,051/mo, BLS median salary $61,344, FBI violent crime 238/100K (state), NCES 1,326 schools (state), composite Life Score 63.4/100 (C). Source methodology + Life Score formula →
Relocation decisions rarely hinge on a single number. A metro with high salaries but a steep cost of living can leave less disposable income than a cheaper market, and a low crime rate matters more to some households than school options or commute times. The composite Life Score blends federal cost, wage, safety, and education data into one comparable figure, but each underlying component is shown separately so you can weight what matters to your own situation. Read every metric against your priorities rather than chasing the highest headline score, and confirm the latest figures on the official source before you commit to a move.
Key Metrics
Housing & Rent
HUD Fair Market Rents for the Waterloo-Cedar Falls metropolitan area. Regional housing cost index: 63.1 (100 = national average).
Wages & Employment
Waterloo-Cedar Falls has 77,420 total employment with a median salary of $61,344.
Top Occupations by Employment
| Occupation | Median Salary |
|---|---|
| Laborers and Freight, Stock, and Material Movers, Hand | $47,440 |
| Fast Food and Counter Workers | $27,820 |
| Retail Salespersons | $31,270 |
| Cashiers | $29,320 |
| Registered Nurses | $76,920 |
Schools & Education
State-level education data for the Waterloo-Cedar Falls area from NCES.
Childcare Costs
State-average childcare costs for the Waterloo-Cedar Falls area (DOL data).
Life Score Breakdown
Waterloo-Cedar Falls's composite Life Score is 63.4/100 (C), computed across 7 dimensions.
LiveAbility Score
View full rankings →Waterloo-Cedar Falls ranks #66 out of 387 metros with a LiveAbility Score of 59.2/100 - a composite of 8 quality-of-life dimensions from federal data. Customize the weights to match your priorities →
Waterloo-Cedar Falls - dimension scores
Percentile vs all US metros (100 = best in the nation for that dimension)
- Cost of living
Cost of living
91 /100
- Housing
Housing
88 /100
- Safety
Safety
72 /100
- Schools
Schools
54 /100
- Job market
Job market
45 /100
- Climate 36
Climate
36 /100
- Air quality 26
Air quality
26 /100
- Low hazard 24
Low hazard
24 /100
What this shows Waterloo-Cedar Falls's strongest dimensions are cost of living and housing; its weakest is low hazard at 24/100. The composite weights cost 18%, jobs & housing 15% each, safety & schools 12%, air & hazard 10%, climate 8%.
Compare Waterloo-Cedar Falls To
Explore More Waterloo-Cedar Falls Data
Dive deeper into specific dimensions for Waterloo-Cedar Falls with these specialized data portals.
💰
Cost of Living
BEA Regional Price Parities for Waterloo-Cedar Falls - goods, services, and rent price indexes compared to national average.
PlainCost →
🏠
Fair Market Rents
HUD Fair Market Rents by county near Waterloo-Cedar Falls - studio through 4-bedroom, with year-over-year trends.
PlainRent →
🏫
School Quality
NCES school data near Waterloo-Cedar Falls - enrollment, student-teacher ratios, Title I status, and chronic absenteeism.
PlainSchools →
💵
Salary Data
BLS occupational wage data for Waterloo-Cedar Falls - 830+ occupations with median and mean salaries.
WageDex →
📊
Metro Life Score
Waterloo-Cedar Falls composite life score across 7 dimensions, cost, safety, schools, wages, weather, health, and environment.
PlainCompare →
🔓
Crime Data
FBI UCR crime statistics for cities near Waterloo-Cedar Falls - violent crime, property crime, and trends.
PlainCrime →
📍
ZIP Code Data
Census demographics, income, and housing data for ZIP codes near Waterloo-Cedar Falls.
PlainZIP →
Relocation Guides for Waterloo-Cedar Falls
Other Major Metro Areas
Explore relocation data for other major US metropolitan areas.
Compare Waterloo-Cedar Falls Side-by-Side With Other Metros
This page is a relocation deep-dive on Waterloo-Cedar Falls - cost of living, rent, wages, safety, schools, and more. When you're narrowing a shortlist, a side-by-side comparison across the same dimensions is faster. Put Waterloo-Cedar Falls on the same scorecard as the metro you're weighing it against and see at a glance which move actually comes out ahead.
Thinking about Waterloo-Cedar Falls?
How to use this profile before you commit to a move.
- Pressure-test Waterloo-Cedar Falls against the metro you're weighing it against, same dimensions, side by side. Compare metros
- Check what your salary is actually worth here after the 87.1 cost-of-living index. Salary calculator
- Re-rank every US metro by the priorities that matter to you, turn up jobs, turn down climate. City Finder
Scores are federal-data percentiles, not a recommendation. Crime and schools use state-level data where metro-level isn't published. Always visit before you move.
Frequently Asked Questions
What is the cost of living in Waterloo-Cedar Falls?
What is the median salary in Waterloo-Cedar Falls?
How safe is Waterloo-Cedar Falls?
What are the schools like in Waterloo-Cedar Falls?
How much does childcare cost in Waterloo-Cedar Falls?
Is Waterloo-Cedar Falls a good place to relocate?
Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026
Related
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from BEA, HUD, BLS, FBI UCR, NCES, DOL, and EPA. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.
All federal data sources used on this page
- BEA Regional Price Parities (RPP) - cost-of-living indices by metro and state. bea.gov/data/regional-price-parities
- HUD Fair Market Rents (FMR) - metro-level fair-market rent estimates. huduser.gov/datasets/fmr
- BLS Occupational Employment and Wage Statistics (OEWS) - wage estimates by metro. bls.gov/oes
- FBI Uniform Crime Reporting (UCR) - crime statistics for safety scoring. fbi.gov/ucr
- NCES Common Core of Data - public-school quality indicators, state-level where metro-level isn't published. nces.ed.gov/ccd
- EPA AirNow + Air Quality System (AQS) - air-quality measurements, state-level where metro-level isn't published. epa.gov/outdoor-air-quality-data
- U.S. Census Bureau ACS - demographic + housing characteristics. census.gov/programs-surveys/acs
Verify with U.S. Census Bureau → · Verify with FEMA →
Every figure on PlainRelocate is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.