Richmond → Waterloo-Cedar Falls
Relocation analysis based on 7 federal data sources
Should you move?
Moving from Richmond to Waterloo-Cedar Falls is strongly favorable: BEA regional price parity goes from 97.9 to 87.1 (US = 100), and HUD 2-bedroom rent falls by $604/mo.
- -$9,974
- BLS median salary lower in Waterloo-Cedar Falls
- 223 to 238
- violent crimes per 100K (FBI UCR, state-level)
- 13.9:1 to 14.8:1
- NCES student-teacher ratio
- $2,101
- DOL infant care lower / yr in Waterloo-Cedar Falls
BEA Regional Price Parity, HUD Fair Market Rent, BLS OEWS, FBI UCR, NCES, and DOL. The table below lets you override the composite with your own priorities.
Pros of Moving
- + 11% lower cost of living
- + $604/mo cheaper rent (2BR)
- + More affordable childcare
- + Fewer environmental violations
Cons of Moving
- - $10K lower median salary
Purchasing power opens up: BEA RPP falls from 97.9 to 87.1, so each dollar covers more in Waterloo-Cedar Falls (ratio 0.89). HUD 2BR Fair Market Rent drops $604/mo ($7,248/yr) from $1,655 in Richmond to $1,051 in Waterloo-Cedar Falls.
The seven-dimension ledger splits (4 destination wins · 3 origin wins); priorities decide this move. Waterloo-Cedar Falls sits #66 of 387 metros on PlainRelocate livability (top third of the corpus). Richmond is #179/387 on the same ranking. Composite verdict: Strongly Favorable. Override it with the dimension table below.
BLS OEWS median salary moves $9,974 lower ($71,318 → $61,344). Labor-market size: 637,140 tracked jobs at origin vs 77,420 at destination.
State retirement friendliness is near-even: Virginia 64 (C, #20/51) vs Iowa 70 (B, #8/51). Full state tax and healthcare sub-scores sit in the retirement desk below.
State retirement friendliness
Primary-state scores from PlainRelocate's retirement registry (tax + healthcare + climate composite). Metro pairs use each metro's primary state abbreviation.
- Income tax
- 78
- Property tax
- 71
- Estate tax
- 100
- Healthcare
- 62
- Income tax
- 85
- Property tax
- 58
- Estate tax
- 50
- Healthcare
- 42
Full retirement ranking · Source composite documented on methodology (Tax Foundation + AARP tax guides + federal healthcare/climate inputs).
Salary Adjustment Calculator
Enter your current salary in Richmond to see what you'd need to earn in Waterloo-Cedar Falls to maintain the same purchasing power.
Waterloo-Cedar Falls metro profile · Livability rankings · Methodology
Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA; retirement desk: Tax Foundation + AARP tax guides June 2026