Watertown-Fort Drum Fort Collins-Loveland

Relocation analysis based on 7 federal data sources

Verdict
Unfavorable
Cost Index: 87.7 → 101.1
Rent Delta: +$327/mo

Pros of Moving

  • + $10K higher median salary

Cons of Moving

  • - 13% higher cost of living
  • - $327/mo more expensive rent (2BR)
  • - Higher violent crime rate
  • - Higher student-teacher ratios

Moving from Watertown-Fort Drum to Fort Collins-Loveland shifts your BEA Regional Price Parity from 87.7 to 101.1 (100 = US average), so a Watertown-Fort Drum salary needs to be multiplied by 1.15 to hold the same purchasing power in Fort Collins-Loveland. On rent, HUD Fair Market Rent for a 2-bedroom goes from $1,405/month in Watertown-Fort Drum to $1,732/month in Fort Collins-Loveland - a higher monthly bill of $327, or $3,924/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $62,801 in Watertown-Fort Drum versus $73,292 in Fort Collins-Loveland - a raw gap of $10,491 higher. The Fort Collins-Loveland labor market has 149,520 tracked jobs against 34,160 in Watertown-Fort Drum, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near Watertown-Fort Drum and Fort Collins-Loveland are 380 and 481 per 100,000 (state-level). NCES student-teacher ratios run 11.8:1 at origin versus 16.6:1 at destination. DOL center-based infant care costs $13,869/year in Watertown-Fort Drum versus $12,821/year in Fort Collins-Loveland. Our composite verdict - Unfavorable - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.

Dimension
Watertown-Fort Drum
Fort Collins-Loveland
Winner
💰 Cost of Living
RPP 87.7
RPP 101.1
Watertown-Fort Drum
🏠 Rent (2BR)
$1,405/mo
$1,732/mo
Watertown-Fort Drum
💼 Wages
$62,801
$73,292
Fort Collins-Loveland
🔒 Crime
380 per 100K
481 per 100K
Watertown-Fort Drum
🎓 Schools
11.8:1
16.6:1
Watertown-Fort Drum
👶 Childcare
$13,869/yr
$12,821/yr
Fort Collins-Loveland
🌿 Environment
5270 violations
5332 violations
Watertown-Fort Drum

Salary Adjustment Calculator

Enter your current salary in Watertown-Fort Drum to see what you'd need to earn in Fort Collins-Loveland to maintain the same purchasing power.

Equivalent salary in Fort Collins-Loveland
-

Frequently Asked Questions

Is Fort Collins-Loveland more expensive than Watertown-Fort Drum?
Fort Collins-Loveland has an RPP of 101.1 compared to Watertown-Fort Drum's 87.7 (100 = national average). Fort Collins-Loveland is more expensive overall. The 2BR rent in Fort Collins-Loveland is $1,732/mo vs $1,405/mo in Watertown-Fort Drum.
What are salaries like in Fort Collins-Loveland compared to Watertown-Fort Drum?
The median salary in Fort Collins-Loveland is $73,292 compared to $62,801 in Watertown-Fort Drum. That's a +$10,491 difference.
Is Fort Collins-Loveland safer than Watertown-Fort Drum?
The violent crime rate near Fort Collins-Loveland is 481 per 100K vs 380 per 100K near Watertown-Fort Drum (state-level data). Watertown-Fort Drum has a lower crime rate.
How much would I need to earn in Fort Collins-Loveland to match my Watertown-Fort Drum salary?
To maintain the same purchasing power, multiply your Watertown-Fort Drum salary by 1.15. For example, a $75,000 salary in Watertown-Fort Drum would need to be $86,493 in Fort Collins-Loveland. Use the salary calculator above for your exact figure.
What does the "Unfavorable" verdict mean?
The verdict is computed from 7 dimensions, cost of living, rent, wages, crime, schools, childcare, and environment, using federal data. "Unfavorable" means the origin clearly wins on most dimensions. Individual priorities may shift the balance, weigh the dimensions that matter most to you.

Explore PlainRelocate

Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR) - state level
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL) - state level
  • Environment: Environmental Protection Agency (EPA)