Fort Collins-Loveland Watertown-Fort Drum

Relocation analysis based on 7 federal data sources

Verdict
Strongly Favorable
Cost Index: 101.1 → 87.7
Rent Delta: -$327/mo

Pros of Moving

  • + 13% lower cost of living
  • + $327/mo cheaper rent (2BR)
  • + Lower violent crime rate
  • + Better student-teacher ratios

Cons of Moving

  • - $10K lower median salary

Moving from Fort Collins-Loveland to Watertown-Fort Drum shifts your BEA Regional Price Parity from 101.1 to 87.7 (100 = US average), so a Fort Collins-Loveland salary needs to be multiplied by 0.87 to hold the same purchasing power in Watertown-Fort Drum. On rent, HUD Fair Market Rent for a 2-bedroom goes from $1,732/month in Fort Collins-Loveland to $1,405/month in Watertown-Fort Drum - a lower monthly bill of $327, or $3,924/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $73,292 in Fort Collins-Loveland versus $62,801 in Watertown-Fort Drum - a raw gap of $10,491 lower. The Watertown-Fort Drum labor market has 34,160 tracked jobs against 149,520 in Fort Collins-Loveland, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near Fort Collins-Loveland and Watertown-Fort Drum are 481 and 380 per 100,000 (state-level). NCES student-teacher ratios run 16.6:1 at origin versus 11.8:1 at destination. DOL center-based infant care costs $12,821/year in Fort Collins-Loveland versus $13,869/year in Watertown-Fort Drum. Our composite verdict - Strongly Favorable - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.

Dimension
Fort Collins-Loveland
Watertown-Fort Drum
Winner
💰 Cost of Living
RPP 101.1
RPP 87.7
Watertown-Fort Drum
🏠 Rent (2BR)
$1,732/mo
$1,405/mo
Watertown-Fort Drum
💼 Wages
$73,292
$62,801
Fort Collins-Loveland
🔒 Crime
481 per 100K
380 per 100K
Watertown-Fort Drum
🎓 Schools
16.6:1
11.8:1
Watertown-Fort Drum
👶 Childcare
$12,821/yr
$13,869/yr
Fort Collins-Loveland
🌿 Environment
5332 violations
5270 violations
Watertown-Fort Drum

Salary Adjustment Calculator

Enter your current salary in Fort Collins-Loveland to see what you'd need to earn in Watertown-Fort Drum to maintain the same purchasing power.

Equivalent salary in Watertown-Fort Drum
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Frequently Asked Questions

Is Watertown-Fort Drum more expensive than Fort Collins-Loveland?
Watertown-Fort Drum has an RPP of 87.7 compared to Fort Collins-Loveland's 101.1 (100 = national average). Fort Collins-Loveland is more expensive overall. The 2BR rent in Watertown-Fort Drum is $1,405/mo vs $1,732/mo in Fort Collins-Loveland.
What are salaries like in Watertown-Fort Drum compared to Fort Collins-Loveland?
The median salary in Watertown-Fort Drum is $62,801 compared to $73,292 in Fort Collins-Loveland. That's a -$10,491 difference.
Is Watertown-Fort Drum safer than Fort Collins-Loveland?
The violent crime rate near Watertown-Fort Drum is 380 per 100K vs 481 per 100K near Fort Collins-Loveland (state-level data). Watertown-Fort Drum has a lower crime rate.
How much would I need to earn in Watertown-Fort Drum to match my Fort Collins-Loveland salary?
To maintain the same purchasing power, multiply your Fort Collins-Loveland salary by 0.87. For example, a $75,000 salary in Fort Collins-Loveland would need to be $65,034 in Watertown-Fort Drum. Use the salary calculator above for your exact figure.
What does the "Strongly Favorable" verdict mean?
The verdict is computed from 7 dimensions, cost of living, rent, wages, crime, schools, childcare, and environment, using federal data. "Strongly Favorable" means the destination clearly wins on most dimensions. Individual priorities may shift the balance, weigh the dimensions that matter most to you.

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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR) - state level
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL) - state level
  • Environment: Environmental Protection Agency (EPA)