St. Louis Philadelphia-Camden-Wilmington

Relocation analysis based on 7 federal data sources

Verdict
Neutral — Depends on Priorities
Cost Index: 95.1 → 102.6
Rent Delta: +$894/mo

Pros of Moving

  • + $6K higher median salary
  • + Lower violent crime rate

Cons of Moving

  • - 7% higher cost of living
  • - $894/mo more expensive rent (2BR)

Moving from St. Louis to Philadelphia-Camden-Wilmington shifts your BEA Regional Price Parity from 95.1 to 102.6 (100 = US average), so a St. Louis salary needs to be multiplied by 1.08 to hold the same purchasing power in Philadelphia-Camden-Wilmington. On rent, HUD Fair Market Rent for a 2-bedroom goes from $916/month in St. Louis to $1,810/month in Philadelphia-Camden-Wilmington - a higher monthly bill of $894, or $10,728/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $68,074 in St. Louis versus $74,260 in Philadelphia-Camden-Wilmington - a raw gap of $6,186 higher. The Philadelphia-Camden-Wilmington labor market has 2,874,190 tracked jobs against 1,311,920 in St. Louis, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near St. Louis and Philadelphia-Camden-Wilmington are 463 and 250 per 100,000 (state-level). NCES student-teacher ratios run 12.8:1 at origin versus 13.6:1 at destination. Our composite verdict - Neutral — Depends on Priorities - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.

Dimension
St. Louis
Philadelphia-Camden-Wilmington
Winner
💰 Cost of Living
RPP 95.1
RPP 102.6
St. Louis
🏠 Rent (2BR)
$916/mo
$1,810/mo
St. Louis
💼 Wages
$68,074
$74,260
Philadelphia-Camden-Wilmington
🔒 Crime
463 per 100K
250 per 100K
Philadelphia-Camden-Wilmington
🎓 Schools
12.8:1
13.6:1
St. Louis
👶 Childcare
N/A
N/A
Tie
🌿 Environment
6246 violations
5198 violations
Philadelphia-Camden-Wilmington

Salary Adjustment Calculator

Enter your current salary in St. Louis to see what you'd need to earn in Philadelphia-Camden-Wilmington to maintain the same purchasing power.

Equivalent salary in Philadelphia-Camden-Wilmington
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Frequently Asked Questions

Is Philadelphia-Camden-Wilmington more expensive than St. Louis?
Philadelphia-Camden-Wilmington has an RPP of 102.6 compared to St. Louis's 95.1 (100 = national average). Philadelphia-Camden-Wilmington is more expensive overall. The 2BR rent in Philadelphia-Camden-Wilmington is $1,810/mo vs $916/mo in St. Louis.
What are salaries like in Philadelphia-Camden-Wilmington compared to St. Louis?
The median salary in Philadelphia-Camden-Wilmington is $74,260 compared to $68,074 in St. Louis. That's a +$6,186 difference.
Is Philadelphia-Camden-Wilmington safer than St. Louis?
The violent crime rate near Philadelphia-Camden-Wilmington is 250 per 100K vs 463 per 100K near St. Louis (state-level data). Philadelphia-Camden-Wilmington has a lower crime rate.
How much would I need to earn in Philadelphia-Camden-Wilmington to match my St. Louis salary?
To maintain the same purchasing power, multiply your St. Louis salary by 1.08. For example, a $75,000 salary in St. Louis would need to be $80,889 in Philadelphia-Camden-Wilmington. Use the salary calculator above for your exact figure.
What does the "Neutral — Depends on Priorities" verdict mean?
The verdict is computed from 7 dimensions, cost of living, rent, wages, crime, schools, childcare, and environment, using federal data. "Neutral — Depends on Priorities" means both metros are roughly equivalent across the 7 dimensions. Individual priorities may shift the balance, weigh the dimensions that matter most to you.

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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR) - state level
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL) - state level
  • Environment: Environmental Protection Agency (EPA)