St. Cloud Elkhart-Goshen

Relocation analysis based on 7 federal data sources

Should you move?

Moving from St. Cloud to Elkhart-Goshen is less favorable: BEA regional price parity goes from 87.6 to 90.3 (US = 100), and HUD 2-bedroom rent falls by $23/mo.

-$12,695
BLS median salary lower in Elkhart-Goshen
259 to 308
violent crimes per 100K (FBI UCR, state-level)
15.8:1 to 15.9:1
NCES student-teacher ratio

BEA Regional Price Parity, HUD Fair Market Rent, BLS OEWS, FBI UCR, NCES, and DOL. The table below lets you override the composite with your own priorities.

Verdict
Less Favorable
Cost Index: 87.6 → 90.3
Rent Delta: -$23/mo

Cons of Moving

  • - $13K lower median salary
  • - More environmental violations

Purchasing power stays near-even: BEA RPP moves only from 87.6 to 90.3 (ratio 1.03), inside a ±5% band. HUD 2BR Fair Market Rent barely moves ($1,206 → $1,183); the housing line is not the swing factor on this corridor.

St. Cloud still leads on 5 of 7 federal dimensions, the origin keeps the edge. Elkhart-Goshen sits #141 of 387 metros on PlainRelocate livability (middle third). St. Cloud is #40/387 on the same ranking. Composite verdict: Less Favorable. Override it with the dimension table below.

BLS OEWS median salary moves $12,695 lower ($72,671 → $59,976). Labor-market size: 96,960 tracked jobs at origin vs 122,290 at destination.

State retirement friendliness favors the destination: Indiana scores 62 (C, #24/51) vs Minnesota at 49 (F, #43/51). Full state tax and healthcare sub-scores sit in the retirement desk below.

Dimension
St. Cloud
Elkhart-Goshen
Winner
Cost of Living
RPP 87.6
RPP 90.3
St. Cloud
Rent (2BR)
$1,206/mo
$1,183/mo
Elkhart-Goshen
Wages
$72,671
$59,976
St. Cloud
Crime
259 per 100K
308 per 100K
St. Cloud
Schools
15.8:1
15.9:1
St. Cloud
Childcare
$11,722/yr
N/A
Tie
Environment
1033 violations
1514 violations
St. Cloud

State retirement friendliness

Primary-state scores from PlainRelocate's retirement registry (tax + healthcare + climate composite). Metro pairs use each metro's primary state abbreviation.

Origin state · Minnesota
49 F #43/51
Income tax
60
Property tax
62
Estate tax
50
Healthcare
34
Destination state · Indiana
62 C #24/51
Income tax
72
Property tax
69
Estate tax
100
Healthcare
32

Full retirement ranking · Source composite documented on methodology (Tax Foundation + AARP tax guides + federal healthcare/climate inputs).

Salary Adjustment Calculator

Enter your current salary in St. Cloud to see what you'd need to earn in Elkhart-Goshen to maintain the same purchasing power.

Equivalent salary in Elkhart-Goshen
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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA; retirement desk: Tax Foundation + AARP tax guides June 2026