San Francisco-Oakland-Fremont Philadelphia-Camden-Wilmington

Relocation analysis based on 7 federal data sources

Verdict
Strongly Favorable
Cost Index: 115.6 → 102.6
Rent Delta: -$1,102/mo

Pros of Moving

  • + 13% lower cost of living
  • + $1102/mo cheaper rent (2BR)
  • + Lower violent crime rate
  • + Better student-teacher ratios
  • + Fewer environmental violations

Cons of Moving

  • - $21K lower median salary

Moving from San Francisco-Oakland-Fremont to Philadelphia-Camden-Wilmington shifts your BEA Regional Price Parity from 115.6 to 102.6 (100 = US average), so a San Francisco-Oakland-Fremont salary needs to be multiplied by 0.89 to hold the same purchasing power in Philadelphia-Camden-Wilmington. On rent, HUD Fair Market Rent for a 2-bedroom goes from $2,912/month in San Francisco-Oakland-Fremont to $1,810/month in Philadelphia-Camden-Wilmington - a lower monthly bill of $1,102, or $13,224/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $95,708 in San Francisco-Oakland-Fremont versus $74,260 in Philadelphia-Camden-Wilmington - a raw gap of $21,448 lower. The Philadelphia-Camden-Wilmington labor market has 2,874,190 tracked jobs against 2,339,300 in San Francisco-Oakland-Fremont, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near San Francisco-Oakland-Fremont and Philadelphia-Camden-Wilmington are 477 and 250 per 100,000 (state-level). NCES student-teacher ratios run 21.5:1 at origin versus 13.6:1 at destination. Our composite verdict - Strongly Favorable - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.

Dimension
San Francisco-Oakland-Fremont
Philadelphia-Camden-Wilmington
Winner
💰 Cost of Living
RPP 115.6
RPP 102.6
Philadelphia-Camden-Wilmington
🏠 Rent (2BR)
$2,912/mo
$1,810/mo
Philadelphia-Camden-Wilmington
💼 Wages
$95,708
$74,260
San Francisco-Oakland-Fremont
🔒 Crime
477 per 100K
250 per 100K
Philadelphia-Camden-Wilmington
🎓 Schools
21.5:1
13.6:1
Philadelphia-Camden-Wilmington
👶 Childcare
$17,920/yr
N/A
Tie
🌿 Environment
17550 violations
5198 violations
Philadelphia-Camden-Wilmington

Salary Adjustment Calculator

Enter your current salary in San Francisco-Oakland-Fremont to see what you'd need to earn in Philadelphia-Camden-Wilmington to maintain the same purchasing power.

Equivalent salary in Philadelphia-Camden-Wilmington
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Frequently Asked Questions

Is Philadelphia-Camden-Wilmington more expensive than San Francisco-Oakland-Fremont?
Philadelphia-Camden-Wilmington has an RPP of 102.6 compared to San Francisco-Oakland-Fremont's 115.6 (100 = national average). San Francisco-Oakland-Fremont is more expensive overall. The 2BR rent in Philadelphia-Camden-Wilmington is $1,810/mo vs $2,912/mo in San Francisco-Oakland-Fremont.
What are salaries like in Philadelphia-Camden-Wilmington compared to San Francisco-Oakland-Fremont?
The median salary in Philadelphia-Camden-Wilmington is $74,260 compared to $95,708 in San Francisco-Oakland-Fremont. That's a -$21,448 difference.
Is Philadelphia-Camden-Wilmington safer than San Francisco-Oakland-Fremont?
The violent crime rate near Philadelphia-Camden-Wilmington is 250 per 100K vs 477 per 100K near San Francisco-Oakland-Fremont (state-level data). Philadelphia-Camden-Wilmington has a lower crime rate.
How much would I need to earn in Philadelphia-Camden-Wilmington to match my San Francisco-Oakland-Fremont salary?
To maintain the same purchasing power, multiply your San Francisco-Oakland-Fremont salary by 0.89. For example, a $75,000 salary in San Francisco-Oakland-Fremont would need to be $66,528 in Philadelphia-Camden-Wilmington. Use the salary calculator above for your exact figure.
What does the "Strongly Favorable" verdict mean?
The verdict is computed from 7 dimensions, cost of living, rent, wages, crime, schools, childcare, and environment, using federal data. "Strongly Favorable" means the destination clearly wins on most dimensions. Individual priorities may shift the balance, weigh the dimensions that matter most to you.

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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR) - state level
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL) - state level
  • Environment: Environmental Protection Agency (EPA)