Sacramento-Roseville-Folsom Chicago-Naperville-Elgin

Relocation analysis based on 7 federal data sources

Verdict
Strongly Favorable
Cost Index: 106.7 → 103.6
Rent Delta: -$474/mo

Pros of Moving

  • + 3% lower cost of living
  • + $474/mo cheaper rent (2BR)
  • + Lower violent crime rate
  • + Better student-teacher ratios
  • + More affordable childcare
  • + Fewer environmental violations

Cons of Moving

  • - $4K lower median salary

Moving from Sacramento-Roseville-Folsom to Chicago-Naperville-Elgin shifts your BEA Regional Price Parity from 106.7 to 103.6 (100 = US average), so a Sacramento-Roseville-Folsom salary needs to be multiplied by 0.97 to hold the same purchasing power in Chicago-Naperville-Elgin. On rent, HUD Fair Market Rent for a 2-bedroom goes from $2,255/month in Sacramento-Roseville-Folsom to $1,781/month in Chicago-Naperville-Elgin - a lower monthly bill of $474, or $5,688/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $81,568 in Sacramento-Roseville-Folsom versus $77,100 in Chicago-Naperville-Elgin - a raw gap of $4,468 lower. The Chicago-Naperville-Elgin labor market has 4,480,500 tracked jobs against 1,060,500 in Sacramento-Roseville-Folsom, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near Sacramento-Roseville-Folsom and Chicago-Naperville-Elgin are 477 and 277 per 100,000 (state-level). NCES student-teacher ratios run 21.5:1 at origin versus 14:1 at destination. DOL center-based infant care costs $17,920/year in Sacramento-Roseville-Folsom versus $12,257/year in Chicago-Naperville-Elgin. Our composite verdict - Strongly Favorable - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.

Dimension
Sacramento-Roseville-Folsom
Chicago-Naperville-Elgin
Winner
💰 Cost of Living
RPP 106.7
RPP 103.6
Chicago-Naperville-Elgin
🏠 Rent (2BR)
$2,255/mo
$1,781/mo
Chicago-Naperville-Elgin
💼 Wages
$81,568
$77,100
Sacramento-Roseville-Folsom
🔒 Crime
477 per 100K
277 per 100K
Chicago-Naperville-Elgin
🎓 Schools
21.5:1
14:1
Chicago-Naperville-Elgin
👶 Childcare
$17,920/yr
$12,257/yr
Chicago-Naperville-Elgin
🌿 Environment
17550 violations
2825 violations
Chicago-Naperville-Elgin

Salary Adjustment Calculator

Enter your current salary in Sacramento-Roseville-Folsom to see what you'd need to earn in Chicago-Naperville-Elgin to maintain the same purchasing power.

Equivalent salary in Chicago-Naperville-Elgin
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Frequently Asked Questions

Is Chicago-Naperville-Elgin more expensive than Sacramento-Roseville-Folsom?
Chicago-Naperville-Elgin has an RPP of 103.6 compared to Sacramento-Roseville-Folsom's 106.7 (100 = national average). Sacramento-Roseville-Folsom is more expensive overall. The 2BR rent in Chicago-Naperville-Elgin is $1,781/mo vs $2,255/mo in Sacramento-Roseville-Folsom.
What are salaries like in Chicago-Naperville-Elgin compared to Sacramento-Roseville-Folsom?
The median salary in Chicago-Naperville-Elgin is $77,100 compared to $81,568 in Sacramento-Roseville-Folsom. That's a -$4,468 difference.
Is Chicago-Naperville-Elgin safer than Sacramento-Roseville-Folsom?
The violent crime rate near Chicago-Naperville-Elgin is 277 per 100K vs 477 per 100K near Sacramento-Roseville-Folsom (state-level data). Chicago-Naperville-Elgin has a lower crime rate.
How much would I need to earn in Chicago-Naperville-Elgin to match my Sacramento-Roseville-Folsom salary?
To maintain the same purchasing power, multiply your Sacramento-Roseville-Folsom salary by 0.97. For example, a $75,000 salary in Sacramento-Roseville-Folsom would need to be $72,838 in Chicago-Naperville-Elgin. Use the salary calculator above for your exact figure.
What does the "Strongly Favorable" verdict mean?
The verdict is computed from 7 dimensions, cost of living, rent, wages, crime, schools, childcare, and environment, using federal data. "Strongly Favorable" means the destination clearly wins on most dimensions. Individual priorities may shift the balance, weigh the dimensions that matter most to you.

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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR) - state level
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL) - state level
  • Environment: Environmental Protection Agency (EPA)