New York-Newark-Jersey City Chicago-Naperville-Elgin

Relocation analysis based on 7 federal data sources

Should you move?

Moving from New York-Newark-Jersey City to Chicago-Naperville-Elgin is favorable: BEA regional price parity goes from 112.6 to 103.6 (US = 100), and HUD 2-bedroom rent falls by $543/mo.

-$10,048
BLS median salary lower in Chicago-Naperville-Elgin
380 to 277
violent crimes per 100K (FBI UCR, state-level)
11.8:1 to 14:1
NCES student-teacher ratio
$1,612
DOL infant care lower / yr in Chicago-Naperville-Elgin

BEA Regional Price Parity, HUD Fair Market Rent, BLS OEWS, FBI UCR, NCES, and DOL. The table below lets you override the composite with your own priorities.

Verdict
Favorable
Cost Index: 112.6 → 103.6
Rent Delta: -$543/mo

Pros of Moving

  • + 9% lower cost of living
  • + $543/mo cheaper rent (2BR)
  • + Lower violent crime rate
  • + Fewer environmental violations

Cons of Moving

  • - $10K lower median salary
  • - Higher student-teacher ratios

Purchasing power opens up: BEA RPP falls from 112.6 to 103.6, so each dollar covers more in Chicago-Naperville-Elgin (ratio 0.92). HUD 2BR Fair Market Rent drops $543/mo ($6,516/yr) from $2,324 in New York-Newark-Jersey City to $1,781 in Chicago-Naperville-Elgin.

Chicago-Naperville-Elgin leads on 5 of 7 federal dimensions, a destination-heavy ledger. Chicago-Naperville-Elgin sits #329 of 387 metros on PlainRelocate livability (bottom third of the corpus). New York-Newark-Jersey City is #344/387 on the same ranking. Composite verdict: Favorable. Override it with the dimension table below.

BLS OEWS median salary moves $10,048 lower ($87,148 → $77,100). Labor-market size: 9,414,820 tracked jobs at origin vs 4,480,500 at destination.

State retirement friendliness favors the destination: Illinois scores 58 (D, #31/51) vs New York at 46 (F, #46/51). Full state tax and healthcare sub-scores sit in the retirement desk below.

Dimension
New York-Newark-Jersey City
Chicago-Naperville-Elgin
Winner
Cost of Living
RPP 112.6
RPP 103.6
Chicago-Naperville-Elgin
Rent (2BR)
$2,324/mo
$1,781/mo
Chicago-Naperville-Elgin
Wages
$87,148
$77,100
New York-Newark-Jersey City
Crime
380 per 100K
277 per 100K
Chicago-Naperville-Elgin
Schools
11.8:1
14:1
New York-Newark-Jersey City
Childcare
$13,869/yr
$12,257/yr
Chicago-Naperville-Elgin
Environment
5536 violations
3029 violations
Chicago-Naperville-Elgin

State retirement friendliness

Primary-state scores from PlainRelocate's retirement registry (tax + healthcare + climate composite). Metro pairs use each metro's primary state abbreviation.

Origin state · New York
46 F #46/51
Income tax
80
Property tax
48
Estate tax
50
Healthcare
96
Destination state · Illinois
58 D #31/51
Income tax
95
Property tax
46
Estate tax
50
Healthcare
46

Full retirement ranking · Source composite documented on methodology (Tax Foundation + AARP tax guides + federal healthcare/climate inputs).

Salary Adjustment Calculator

Enter your current salary in New York-Newark-Jersey City to see what you'd need to earn in Chicago-Naperville-Elgin to maintain the same purchasing power.

Equivalent salary in Chicago-Naperville-Elgin
-

Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA; retirement desk: Tax Foundation + AARP tax guides June 2026