Montgomery Owensboro

Relocation analysis based on 7 federal data sources

Should you move?

Moving from Montgomery to Owensboro is neutral, depends on priorities: BEA regional price parity goes from 89.7 to 88.6 (US = 100), and HUD 2-bedroom rent rises by $94/mo.

+$1,193
BLS median salary higher in Owensboro
376 to 225
violent crimes per 100K (FBI UCR, state-level)
17.7:1 to 15.2:1
NCES student-teacher ratio
$342
DOL infant care higher / yr in Owensboro

BEA Regional Price Parity, HUD Fair Market Rent, BLS OEWS, FBI UCR, NCES, and DOL. The table below lets you override the composite with your own priorities.

Verdict
Neutral, depends on priorities
Cost Index: 89.7 → 88.6
Rent Delta: +$94/mo

Pros of Moving

  • + Lower violent crime rate
  • + Better student-teacher ratios

Cons of Moving

  • - $94/mo more expensive rent (2BR)
  • - More environmental violations

Purchasing power stays near-even: BEA RPP moves only from 89.7 to 88.6 (ratio 0.99), inside a ±5% band. HUD 2BR Fair Market Rent rises $94/mo ($1,128/yr) from $1,016 in Montgomery to $1,110 in Owensboro.

The seven-dimension ledger splits (4 destination wins · 3 origin wins); priorities decide this move. Owensboro sits #106 of 387 metros on PlainRelocate livability (top third of the corpus). Montgomery is #101/387 on the same ranking. Composite verdict: Neutral, depends on priorities. Override it with the dimension table below.

BLS OEWS median salary moves $1,193 higher ($58,388 → $59,581). Labor-market size: 157,200 tracked jobs at origin vs 41,400 at destination.

State retirement friendliness is near-even: Alabama 75 (B, #5/51) vs Kentucky 68 (C, #11/51). Full state tax and healthcare sub-scores sit in the retirement desk below.

Dimension
Montgomery
Owensboro
Winner
Cost of Living
RPP 89.7
RPP 88.6
Owensboro
Rent (2BR)
$1,016/mo
$1,110/mo
Montgomery
Wages
$58,388
$59,581
Owensboro
Crime
376 per 100K
225 per 100K
Owensboro
Schools
17.7:1
15.2:1
Owensboro
Childcare
$6,896/yr
$7,238/yr
Montgomery
Environment
538 violations
1864 violations
Montgomery

State retirement friendliness

Primary-state scores from PlainRelocate's retirement registry (tax + healthcare + climate composite). Metro pairs use each metro's primary state abbreviation.

Origin state · Alabama
75 B #5/51
Income tax
90
Property tax
92
Estate tax
100
Healthcare
20
Destination state · Kentucky
68 C #11/51
Income tax
72
Property tax
73
Estate tax
50
Healthcare
38

Full retirement ranking · Source composite documented on methodology (Tax Foundation + AARP tax guides + federal healthcare/climate inputs).

Salary Adjustment Calculator

Enter your current salary in Montgomery to see what you'd need to earn in Owensboro to maintain the same purchasing power.

Equivalent salary in Owensboro
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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA; retirement desk: Tax Foundation + AARP tax guides June 2026