Houston-Pasadena-The Woodlands St. Cloud

Relocation analysis based on 7 federal data sources

Should you move?

Moving from Houston-Pasadena-The Woodlands to St. Cloud is favorable: BEA regional price parity goes from 98.6 to 87.6 (US = 100), and HUD 2-bedroom rent rises by $111/mo.

+$3,341
BLS median salary higher in St. Cloud
395 to 259
violent crimes per 100K (FBI UCR, state-level)
14.7:1 to 15.8:1
NCES student-teacher ratio
$4,156
DOL infant care higher / yr in St. Cloud

BEA Regional Price Parity, HUD Fair Market Rent, BLS OEWS, FBI UCR, NCES, and DOL. The table below lets you override the composite with your own priorities.

Verdict
Favorable
Cost Index: 98.6 → 87.6
Rent Delta: +$111/mo

Pros of Moving

  • + 11% lower cost of living
  • + $3K higher median salary
  • + Lower violent crime rate
  • + Fewer environmental violations

Cons of Moving

  • - $111/mo more expensive rent (2BR)
  • - Higher student-teacher ratios
  • - More expensive childcare

Purchasing power opens up: BEA RPP falls from 98.6 to 87.6, so each dollar covers more in St. Cloud (ratio 0.89). HUD 2BR Fair Market Rent rises $111/mo ($1,332/yr) from $1,095 in Houston-Pasadena-The Woodlands to $1,206 in St. Cloud.

The seven-dimension ledger splits (4 destination wins · 3 origin wins); priorities decide this move. St. Cloud sits #40 of 387 metros on PlainRelocate livability (top third of the corpus). Houston-Pasadena-The Woodlands is #248/387 on the same ranking. Composite verdict: Favorable. Override it with the dimension table below.

BLS OEWS median salary moves $3,341 higher ($69,330 → $72,671). Labor-market size: 3,246,270 tracked jobs at origin vs 96,960 at destination.

State retirement friendliness favors staying put: Texas scores 65 (C, #19/51) vs Minnesota at 49 (F, #43/51). Full state tax and healthcare sub-scores sit in the retirement desk below.

Dimension
Houston-Pasadena-The Woodlands
St. Cloud
Winner
Cost of Living
RPP 98.6
RPP 87.6
St. Cloud
Rent (2BR)
$1,095/mo
$1,206/mo
Houston-Pasadena-The Woodlands
Wages
$69,330
$72,671
St. Cloud
Crime
395 per 100K
259 per 100K
St. Cloud
Schools
14.7:1
15.8:1
Houston-Pasadena-The Woodlands
Childcare
$7,566/yr
$11,722/yr
Houston-Pasadena-The Woodlands
Environment
35693 violations
1033 violations
St. Cloud

State retirement friendliness

Primary-state scores from PlainRelocate's retirement registry (tax + healthcare + climate composite). Metro pairs use each metro's primary state abbreviation.

Origin state · Texas
65 C #19/51
Income tax
100
Property tax
55
Estate tax
100
Healthcare
44
Destination state · Minnesota
49 F #43/51
Income tax
60
Property tax
62
Estate tax
50
Healthcare
34

Full retirement ranking · Source composite documented on methodology (Tax Foundation + AARP tax guides + federal healthcare/climate inputs).

Salary Adjustment Calculator

Enter your current salary in Houston-Pasadena-The Woodlands to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

Equivalent salary in St. Cloud
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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA; retirement desk: Tax Foundation + AARP tax guides June 2026