Chicago-Naperville-Elgin Philadelphia-Camden-Wilmington

Relocation analysis based on 7 federal data sources

Verdict
Less Favorable
Cost Index: 103.6 → 102.6
Rent Delta: +$29/mo

Cons of Moving

  • - $3K lower median salary
  • - More environmental violations

Moving from Chicago-Naperville-Elgin to Philadelphia-Camden-Wilmington shifts your BEA Regional Price Parity from 103.6 to 102.6 (100 = US average), so a Chicago-Naperville-Elgin salary needs to be multiplied by 0.99 to hold the same purchasing power in Philadelphia-Camden-Wilmington. On rent, HUD Fair Market Rent for a 2-bedroom goes from $1,781/month in Chicago-Naperville-Elgin to $1,810/month in Philadelphia-Camden-Wilmington - a higher monthly bill of $29, or $348/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $77,100 in Chicago-Naperville-Elgin versus $74,260 in Philadelphia-Camden-Wilmington - a raw gap of $2,840 lower. The Philadelphia-Camden-Wilmington labor market has 2,874,190 tracked jobs against 4,480,500 in Chicago-Naperville-Elgin, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near Chicago-Naperville-Elgin and Philadelphia-Camden-Wilmington are 277 and 250 per 100,000 (state-level). NCES student-teacher ratios run 14:1 at origin versus 13.6:1 at destination. Our composite verdict - Less Favorable - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.

Dimension
Chicago-Naperville-Elgin
Philadelphia-Camden-Wilmington
Winner
💰 Cost of Living
RPP 103.6
RPP 102.6
Philadelphia-Camden-Wilmington
🏠 Rent (2BR)
$1,781/mo
$1,810/mo
Chicago-Naperville-Elgin
💼 Wages
$77,100
$74,260
Chicago-Naperville-Elgin
🔒 Crime
277 per 100K
250 per 100K
Philadelphia-Camden-Wilmington
🎓 Schools
14:1
13.6:1
Philadelphia-Camden-Wilmington
👶 Childcare
$12,257/yr
N/A
Tie
🌿 Environment
2825 violations
5198 violations
Chicago-Naperville-Elgin

Salary Adjustment Calculator

Enter your current salary in Chicago-Naperville-Elgin to see what you'd need to earn in Philadelphia-Camden-Wilmington to maintain the same purchasing power.

Equivalent salary in Philadelphia-Camden-Wilmington
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Frequently Asked Questions

Is Philadelphia-Camden-Wilmington more expensive than Chicago-Naperville-Elgin?
Philadelphia-Camden-Wilmington has an RPP of 102.6 compared to Chicago-Naperville-Elgin's 103.6 (100 = national average). Chicago-Naperville-Elgin is more expensive overall. The 2BR rent in Philadelphia-Camden-Wilmington is $1,810/mo vs $1,781/mo in Chicago-Naperville-Elgin.
What are salaries like in Philadelphia-Camden-Wilmington compared to Chicago-Naperville-Elgin?
The median salary in Philadelphia-Camden-Wilmington is $74,260 compared to $77,100 in Chicago-Naperville-Elgin. That's a -$2,840 difference.
Is Philadelphia-Camden-Wilmington safer than Chicago-Naperville-Elgin?
The violent crime rate near Philadelphia-Camden-Wilmington is 250 per 100K vs 277 per 100K near Chicago-Naperville-Elgin (state-level data). Philadelphia-Camden-Wilmington has a lower crime rate.
How much would I need to earn in Philadelphia-Camden-Wilmington to match my Chicago-Naperville-Elgin salary?
To maintain the same purchasing power, multiply your Chicago-Naperville-Elgin salary by 0.99. For example, a $75,000 salary in Chicago-Naperville-Elgin would need to be $74,246 in Philadelphia-Camden-Wilmington. Use the salary calculator above for your exact figure.
What does the "Less Favorable" verdict mean?
The verdict is computed from 7 dimensions, cost of living, rent, wages, crime, schools, childcare, and environment, using federal data. "Less Favorable" means the origin edges ahead on balance. Individual priorities may shift the balance, weigh the dimensions that matter most to you.

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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR) - state level
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL) - state level
  • Environment: Environmental Protection Agency (EPA)