Chicago-Naperville-Elgin Boston-Cambridge-Newton

Relocation analysis based on 7 federal data sources

Verdict
Neutral — Depends on Priorities
Cost Index: 103.6 → 108.3
Rent Delta: +$1,160/mo

Pros of Moving

  • + $7K higher median salary
  • + Better student-teacher ratios
  • + Fewer environmental violations

Cons of Moving

  • - 5% higher cost of living
  • - $1160/mo more expensive rent (2BR)
  • - More expensive childcare

Moving from Chicago-Naperville-Elgin to Boston-Cambridge-Newton shifts your BEA Regional Price Parity from 103.6 to 108.3 (100 = US average), so a Chicago-Naperville-Elgin salary needs to be multiplied by 1.05 to hold the same purchasing power in Boston-Cambridge-Newton. On rent, HUD Fair Market Rent for a 2-bedroom goes from $1,781/month in Chicago-Naperville-Elgin to $2,941/month in Boston-Cambridge-Newton - a higher monthly bill of $1,160, or $13,920/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $77,100 in Chicago-Naperville-Elgin versus $83,802 in Boston-Cambridge-Newton - a raw gap of $6,702 higher. The Boston-Cambridge-Newton labor market has 2,639,240 tracked jobs against 4,480,500 in Chicago-Naperville-Elgin, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near Chicago-Naperville-Elgin and Boston-Cambridge-Newton are 277 and 309 per 100,000 (state-level). NCES student-teacher ratios run 14:1 at origin versus 12.3:1 at destination. DOL center-based infant care costs $12,257/year in Chicago-Naperville-Elgin versus $20,571/year in Boston-Cambridge-Newton. Our composite verdict - Neutral — Depends on Priorities - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.

Dimension
Chicago-Naperville-Elgin
Boston-Cambridge-Newton
Winner
💰 Cost of Living
RPP 103.6
RPP 108.3
Chicago-Naperville-Elgin
🏠 Rent (2BR)
$1,781/mo
$2,941/mo
Chicago-Naperville-Elgin
💼 Wages
$77,100
$83,802
Boston-Cambridge-Newton
🔒 Crime
277 per 100K
309 per 100K
Chicago-Naperville-Elgin
🎓 Schools
14:1
12.3:1
Boston-Cambridge-Newton
👶 Childcare
$12,257/yr
$20,571/yr
Chicago-Naperville-Elgin
🌿 Environment
2825 violations
1106 violations
Boston-Cambridge-Newton

Salary Adjustment Calculator

Enter your current salary in Chicago-Naperville-Elgin to see what you'd need to earn in Boston-Cambridge-Newton to maintain the same purchasing power.

Equivalent salary in Boston-Cambridge-Newton
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Frequently Asked Questions

Is Boston-Cambridge-Newton more expensive than Chicago-Naperville-Elgin?
Boston-Cambridge-Newton has an RPP of 108.3 compared to Chicago-Naperville-Elgin's 103.6 (100 = national average). Boston-Cambridge-Newton is more expensive overall. The 2BR rent in Boston-Cambridge-Newton is $2,941/mo vs $1,781/mo in Chicago-Naperville-Elgin.
What are salaries like in Boston-Cambridge-Newton compared to Chicago-Naperville-Elgin?
The median salary in Boston-Cambridge-Newton is $83,802 compared to $77,100 in Chicago-Naperville-Elgin. That's a +$6,702 difference.
Is Boston-Cambridge-Newton safer than Chicago-Naperville-Elgin?
The violent crime rate near Boston-Cambridge-Newton is 309 per 100K vs 277 per 100K near Chicago-Naperville-Elgin (state-level data). Chicago-Naperville-Elgin has a lower crime rate.
How much would I need to earn in Boston-Cambridge-Newton to match my Chicago-Naperville-Elgin salary?
To maintain the same purchasing power, multiply your Chicago-Naperville-Elgin salary by 1.05. For example, a $75,000 salary in Chicago-Naperville-Elgin would need to be $78,382 in Boston-Cambridge-Newton. Use the salary calculator above for your exact figure.
What does the "Neutral — Depends on Priorities" verdict mean?
The verdict is computed from 7 dimensions, cost of living, rent, wages, crime, schools, childcare, and environment, using federal data. "Neutral — Depends on Priorities" means both metros are roughly equivalent across the 7 dimensions. Individual priorities may shift the balance, weigh the dimensions that matter most to you.

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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR) - state level
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL) - state level
  • Environment: Environmental Protection Agency (EPA)