Boston-Cambridge-Newton Chicago-Naperville-Elgin

Relocation analysis based on 7 federal data sources

Verdict
Neutral — Depends on Priorities
Cost Index: 108.3 → 103.6
Rent Delta: -$1,160/mo

Pros of Moving

  • + 5% lower cost of living
  • + $1160/mo cheaper rent (2BR)
  • + More affordable childcare

Cons of Moving

  • - $7K lower median salary
  • - Higher student-teacher ratios
  • - More environmental violations

Moving from Boston-Cambridge-Newton to Chicago-Naperville-Elgin shifts your BEA Regional Price Parity from 108.3 to 103.6 (100 = US average), so a Boston-Cambridge-Newton salary needs to be multiplied by 0.96 to hold the same purchasing power in Chicago-Naperville-Elgin. On rent, HUD Fair Market Rent for a 2-bedroom goes from $2,941/month in Boston-Cambridge-Newton to $1,781/month in Chicago-Naperville-Elgin - a lower monthly bill of $1,160, or $13,920/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $83,802 in Boston-Cambridge-Newton versus $77,100 in Chicago-Naperville-Elgin - a raw gap of $6,702 lower. The Chicago-Naperville-Elgin labor market has 4,480,500 tracked jobs against 2,639,240 in Boston-Cambridge-Newton, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near Boston-Cambridge-Newton and Chicago-Naperville-Elgin are 309 and 277 per 100,000 (state-level). NCES student-teacher ratios run 12.3:1 at origin versus 14:1 at destination. DOL center-based infant care costs $20,571/year in Boston-Cambridge-Newton versus $12,257/year in Chicago-Naperville-Elgin. Our composite verdict - Neutral — Depends on Priorities - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.

Dimension
Boston-Cambridge-Newton
Chicago-Naperville-Elgin
Winner
💰 Cost of Living
RPP 108.3
RPP 103.6
Chicago-Naperville-Elgin
🏠 Rent (2BR)
$2,941/mo
$1,781/mo
Chicago-Naperville-Elgin
💼 Wages
$83,802
$77,100
Boston-Cambridge-Newton
🔒 Crime
309 per 100K
277 per 100K
Chicago-Naperville-Elgin
🎓 Schools
12.3:1
14:1
Boston-Cambridge-Newton
👶 Childcare
$20,571/yr
$12,257/yr
Chicago-Naperville-Elgin
🌿 Environment
1106 violations
2825 violations
Boston-Cambridge-Newton

Salary Adjustment Calculator

Enter your current salary in Boston-Cambridge-Newton to see what you'd need to earn in Chicago-Naperville-Elgin to maintain the same purchasing power.

Equivalent salary in Chicago-Naperville-Elgin
-

Frequently Asked Questions

Is Chicago-Naperville-Elgin more expensive than Boston-Cambridge-Newton?
Chicago-Naperville-Elgin has an RPP of 103.6 compared to Boston-Cambridge-Newton's 108.3 (100 = national average). Boston-Cambridge-Newton is more expensive overall. The 2BR rent in Chicago-Naperville-Elgin is $1,781/mo vs $2,941/mo in Boston-Cambridge-Newton.
What are salaries like in Chicago-Naperville-Elgin compared to Boston-Cambridge-Newton?
The median salary in Chicago-Naperville-Elgin is $77,100 compared to $83,802 in Boston-Cambridge-Newton. That's a -$6,702 difference.
Is Chicago-Naperville-Elgin safer than Boston-Cambridge-Newton?
The violent crime rate near Chicago-Naperville-Elgin is 277 per 100K vs 309 per 100K near Boston-Cambridge-Newton (state-level data). Chicago-Naperville-Elgin has a lower crime rate.
How much would I need to earn in Chicago-Naperville-Elgin to match my Boston-Cambridge-Newton salary?
To maintain the same purchasing power, multiply your Boston-Cambridge-Newton salary by 0.96. For example, a $75,000 salary in Boston-Cambridge-Newton would need to be $71,764 in Chicago-Naperville-Elgin. Use the salary calculator above for your exact figure.
What does the "Neutral — Depends on Priorities" verdict mean?
The verdict is computed from 7 dimensions, cost of living, rent, wages, crime, schools, childcare, and environment, using federal data. "Neutral — Depends on Priorities" means both metros are roughly equivalent across the 7 dimensions. Individual priorities may shift the balance, weigh the dimensions that matter most to you.

Explore PlainRelocate

Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR) - state level
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL) - state level
  • Environment: Environmental Protection Agency (EPA)