Champaign-Urbana Bay City

Relocation analysis based on 7 federal data sources

Verdict
Neutral — Depends on Priorities
Cost Index: 92.7 → 91.9
Rent Delta: -$92/mo

Pros of Moving

  • + $92/mo cheaper rent (2BR)
  • + More affordable childcare
  • + Fewer environmental violations

Cons of Moving

  • - $6K lower median salary
  • - Higher violent crime rate
  • - Higher student-teacher ratios

Moving from Champaign-Urbana to Bay City shifts your BEA Regional Price Parity from 92.7 to 91.9 (100 = US average), so a Champaign-Urbana salary needs to be multiplied by 0.99 to hold the same purchasing power in Bay City. On rent, HUD Fair Market Rent for a 2-bedroom goes from $1,122/month in Champaign-Urbana to $1,030/month in Bay City - a lower monthly bill of $92, or $1,104/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $66,936 in Champaign-Urbana versus $61,214 in Bay City - a raw gap of $5,722 lower. The Bay City labor market has 27,180 tracked jobs against 94,460 in Champaign-Urbana, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near Champaign-Urbana and Bay City are 277 and 431 per 100,000 (state-level). NCES student-teacher ratios run 14:1 at origin versus 17.5:1 at destination. DOL center-based infant care costs $12,257/year in Champaign-Urbana versus $7,444/year in Bay City. Our composite verdict - Neutral — Depends on Priorities - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.

Dimension
Champaign-Urbana
Bay City
Winner
💰 Cost of Living
RPP 92.7
RPP 91.9
Bay City
🏠 Rent (2BR)
$1,122/mo
$1,030/mo
Bay City
💼 Wages
$66,936
$61,214
Champaign-Urbana
🔒 Crime
277 per 100K
431 per 100K
Champaign-Urbana
🎓 Schools
14:1
17.5:1
Champaign-Urbana
👶 Childcare
$12,257/yr
$7,444/yr
Bay City
🌿 Environment
2825 violations
1000 violations
Bay City

Salary Adjustment Calculator

Enter your current salary in Champaign-Urbana to see what you'd need to earn in Bay City to maintain the same purchasing power.

Equivalent salary in Bay City
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Frequently Asked Questions

Is Bay City more expensive than Champaign-Urbana?
Bay City has an RPP of 91.9 compared to Champaign-Urbana's 92.7 (100 = national average). Champaign-Urbana is more expensive overall. The 2BR rent in Bay City is $1,030/mo vs $1,122/mo in Champaign-Urbana.
What are salaries like in Bay City compared to Champaign-Urbana?
The median salary in Bay City is $61,214 compared to $66,936 in Champaign-Urbana. That's a -$5,722 difference.
Is Bay City safer than Champaign-Urbana?
The violent crime rate near Bay City is 431 per 100K vs 277 per 100K near Champaign-Urbana (state-level data). Champaign-Urbana has a lower crime rate.
How much would I need to earn in Bay City to match my Champaign-Urbana salary?
To maintain the same purchasing power, multiply your Champaign-Urbana salary by 0.99. For example, a $75,000 salary in Champaign-Urbana would need to be $74,367 in Bay City. Use the salary calculator above for your exact figure.
What does the "Neutral — Depends on Priorities" verdict mean?
The verdict is computed from 7 dimensions, cost of living, rent, wages, crime, schools, childcare, and environment, using federal data. "Neutral — Depends on Priorities" means both metros are roughly equivalent across the 7 dimensions. Individual priorities may shift the balance, weigh the dimensions that matter most to you.

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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR) - state level
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL) - state level
  • Environment: Environmental Protection Agency (EPA)