Bay City → Champaign-Urbana
Relocation analysis based on 7 federal data sources
Pros of Moving
- + $6K higher median salary
- + Lower violent crime rate
- + Better student-teacher ratios
Cons of Moving
- - $92/mo more expensive rent (2BR)
- - More expensive childcare
- - More environmental violations
Moving from Bay City to Champaign-Urbana shifts your BEA Regional Price Parity from 91.9 to 92.7 (100 = US average), so a Bay City salary needs to be multiplied by 1.01 to hold the same purchasing power in Champaign-Urbana. On rent, HUD Fair Market Rent for a 2-bedroom goes from $1,030/month in Bay City to $1,122/month in Champaign-Urbana - a higher monthly bill of $92, or $1,104/year. That rent delta alone is often the single biggest line item when relocating.
Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $61,214 in Bay City versus $66,936 in Champaign-Urbana - a raw gap of $5,722 higher. The Champaign-Urbana labor market has 94,460 tracked jobs against 27,180 in Bay City, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.
Safety, schools, and childcare round out the move. FBI UCR violent crime rates near Bay City and Champaign-Urbana are 431 and 277 per 100,000 (state-level). NCES student-teacher ratios run 17.5:1 at origin versus 14:1 at destination. DOL center-based infant care costs $7,444/year in Bay City versus $12,257/year in Champaign-Urbana. Our composite verdict - Neutral — Depends on Priorities - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.
Salary Adjustment Calculator
Enter your current salary in Bay City to see what you'd need to earn in Champaign-Urbana to maintain the same purchasing power.
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Frequently Asked Questions
Is Champaign-Urbana more expensive than Bay City?
What are salaries like in Champaign-Urbana compared to Bay City?
Is Champaign-Urbana safer than Bay City?
How much would I need to earn in Champaign-Urbana to match my Bay City salary?
What does the "Neutral — Depends on Priorities" verdict mean?
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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026
Data Sources
- Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
- Rent: HUD Fair Market Rents (FMR)
- Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
- Crime: FBI Uniform Crime Reporting (UCR) - state level
- Schools: National Center for Education Statistics (NCES)
- Childcare: Department of Labor (DOL) - state level
- Environment: Environmental Protection Agency (EPA)
Read our methodology - how this data is sourced, computed, and verified.