Bay City Champaign-Urbana

Relocation analysis based on 7 federal data sources

Verdict
Neutral — Depends on Priorities
Cost Index: 91.9 → 92.7
Rent Delta: +$92/mo

Pros of Moving

  • + $6K higher median salary
  • + Lower violent crime rate
  • + Better student-teacher ratios

Cons of Moving

  • - $92/mo more expensive rent (2BR)
  • - More expensive childcare
  • - More environmental violations

Moving from Bay City to Champaign-Urbana shifts your BEA Regional Price Parity from 91.9 to 92.7 (100 = US average), so a Bay City salary needs to be multiplied by 1.01 to hold the same purchasing power in Champaign-Urbana. On rent, HUD Fair Market Rent for a 2-bedroom goes from $1,030/month in Bay City to $1,122/month in Champaign-Urbana - a higher monthly bill of $92, or $1,104/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $61,214 in Bay City versus $66,936 in Champaign-Urbana - a raw gap of $5,722 higher. The Champaign-Urbana labor market has 94,460 tracked jobs against 27,180 in Bay City, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near Bay City and Champaign-Urbana are 431 and 277 per 100,000 (state-level). NCES student-teacher ratios run 17.5:1 at origin versus 14:1 at destination. DOL center-based infant care costs $7,444/year in Bay City versus $12,257/year in Champaign-Urbana. Our composite verdict - Neutral — Depends on Priorities - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.

Dimension
Bay City
Champaign-Urbana
Winner
💰 Cost of Living
RPP 91.9
RPP 92.7
Bay City
🏠 Rent (2BR)
$1,030/mo
$1,122/mo
Bay City
💼 Wages
$61,214
$66,936
Champaign-Urbana
🔒 Crime
431 per 100K
277 per 100K
Champaign-Urbana
🎓 Schools
17.5:1
14:1
Champaign-Urbana
👶 Childcare
$7,444/yr
$12,257/yr
Bay City
🌿 Environment
1000 violations
2825 violations
Bay City

Salary Adjustment Calculator

Enter your current salary in Bay City to see what you'd need to earn in Champaign-Urbana to maintain the same purchasing power.

Equivalent salary in Champaign-Urbana
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Frequently Asked Questions

Is Champaign-Urbana more expensive than Bay City?
Champaign-Urbana has an RPP of 92.7 compared to Bay City's 91.9 (100 = national average). Champaign-Urbana is more expensive overall. The 2BR rent in Champaign-Urbana is $1,122/mo vs $1,030/mo in Bay City.
What are salaries like in Champaign-Urbana compared to Bay City?
The median salary in Champaign-Urbana is $66,936 compared to $61,214 in Bay City. That's a +$5,722 difference.
Is Champaign-Urbana safer than Bay City?
The violent crime rate near Champaign-Urbana is 277 per 100K vs 431 per 100K near Bay City (state-level data). Champaign-Urbana has a lower crime rate.
How much would I need to earn in Champaign-Urbana to match my Bay City salary?
To maintain the same purchasing power, multiply your Bay City salary by 1.01. For example, a $75,000 salary in Bay City would need to be $75,639 in Champaign-Urbana. Use the salary calculator above for your exact figure.
What does the "Neutral — Depends on Priorities" verdict mean?
The verdict is computed from 7 dimensions, cost of living, rent, wages, crime, schools, childcare, and environment, using federal data. "Neutral — Depends on Priorities" means both metros are roughly equivalent across the 7 dimensions. Individual priorities may shift the balance, weigh the dimensions that matter most to you.

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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR) - state level
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL) - state level
  • Environment: Environmental Protection Agency (EPA)