Relocation profile · Federal data

Waco, TX

Cost of living, rent, wages, safety, schools and environment for Waco - every figure straight from federal data.

92.5
Cost index (US=100)
$973
2BR rent / mo
$60,744
Median salary
48.9
LiveAbility Score

The verdict

As of June 2026, Waco ranks #233 of 387 US metros on the LiveAbility Score (48.9/100), with its strongest marks in housing and climate.

#233
of 387 US metros · Near median
31,290,831
metro-area population
395
violent crimes per 100K (state-level)
9,061
schools in the state (NCES)

Weakest dimension: low hazard (0/100). Weigh every dimension against your own priorities, use the City Finder to re-rank by what matters to you.

According to the Bureau of Economic Analysis, Bureau of Labor Statistics, and five other federal agencies, Waco has a cost-of-living index of 92.5 (100 = national average), a median 2-bedroom rent of $973/mo, and a median salary of $60,744. Its composite LiveAbility Score is 48.9/100, ranking #233 of 387 U.S. metros, with its strongest marks in housing and climate.

How Waco ranks nationally

Where Waco's LiveAbility Score falls among all 387 US metros scored.

LiveAbility Score distribution - Waco marked 0 US metros at 0–10 0 0 US metros at 10–20 10 21 US metros at 20–30 21 20 41 US metros at 30–40 41 30 110 US metros at 40–50 110 40 159 US metros at 50–60 159 50 50 US metros at 60–70 50 60 6 US metros at 70–80 6 70 0 US metros at 80–90 80 0 US metros at 90–100 90 LiveAbility Score →
Bottom 40% by LiveAbility Score Lower LiveAbility Score than 60% of all 387 US metros.

Waco has liveability score of 48.9. Distribution: 0 US metros at 0-10; 0 US metros at 10-20; 21 US metros at 20-30; 41 US metros at 30-40; 110 US metros at 40-50; 159 US metros at 50-60; 50 US metros at 60-70; 6 US metros at 70-80; 0 US metros at 80-90; 0 US metros at 90-100.

Waco, TX: BEA RPP 92.5 (US=100), HUD 2BR rent $973/mo, BLS median salary $60,744, FBI violent crime 395/100K (state), NCES 9,061 schools (state), composite Life Score 57.7/100 (C-). Source methodology + Life Score formula →

Relocation decisions rarely hinge on a single number. A metro with high salaries but a steep cost of living can leave less disposable income than a cheaper market, and a low crime rate matters more to some households than school options or commute times. The composite Life Score blends federal cost, wage, safety, and education data into one comparable figure, but each underlying component is shown separately so you can weight what matters to your own situation. Read every metric against your priorities rather than chasing the highest headline score, and confirm the latest figures on the official source before you commit to a move.

Key Metrics

Cost of Living (RPP)
92.5
100 = national avg
2BR Rent (FMR)
$973
per month
Median Salary
$60,744
annual
Violent Crime Rate
395
per 100K (state level)

Housing & Rent

HUD Fair Market Rents for the Waco metropolitan area. Regional housing cost index: 83.5 (100 = national average).

Studio
$671
/month
1 Bedroom
$742
/month
2 Bedroom
$973
/month
3 Bedroom
$1,283
/month
4 Bedroom
$1,288
/month

Wages & Employment

Waco has 117,690 total employment with a median salary of $60,744.

Median Salary
$60,744
Mean Salary
$64,255
Total Employment
117,690

Top Occupations by Employment

Occupation Median Salary
Fast Food and Counter Workers $27,750
General and Operations Managers $92,990
Stockers and Order Fillers $37,500
Customer Service Representatives $38,810
Retail Salespersons $29,810

Schools & Education

State-level education data for the Waco area from NCES.

Schools
9,061
Enrollment
5,491,723
Student:Teacher
14.7:1
Title I %
0%

Childcare Costs

State-average childcare costs for the Waco area (DOL data).

Infant (Center)
$7,566
per year
Toddler (Center)
$7,109
per year
Preschool (Center)
$6,926
per year

Life Score Breakdown

Waco's composite Life Score is 57.7/100 (C-), computed across 7 dimensions.

Cost
59/100
Above average
Wages
34/100
Weak
Rent
95/100
Elite
Crime
30/100
Weak
Schools
43/100
Below average
Childcare
72/100
Strong
Environment
90/100
Elite

LiveAbility Score

View full rankings →

Waco ranks #233 out of 387 metros with a LiveAbility Score of 48.9/100 - a composite of 8 quality-of-life dimensions from federal data. Customize the weights to match your priorities →

Strongest dimension: Housing (95/100)

Waco - dimension scores

Percentile vs all US metros (100 = best in the nation for that dimension)

/100

What this shows Waco's strongest dimensions are housing and climate; its weakest is low hazard at 0/100. The composite weights cost 18%, jobs & housing 15% each, safety & schools 12%, air & hazard 10%, climate 8%.

Source BEA · BLS · HUD · FBI · NCES · EPA · NOAA · FEMA As of Federal data, latest available vintage

Other Major Metro Areas

Explore relocation data for other major US metropolitan areas.

Compare Waco Side-by-Side With Other Metros

This page is a relocation deep-dive on Waco - cost of living, rent, wages, safety, schools, and more. When you're narrowing a shortlist, a side-by-side comparison across the same dimensions is faster. Put Waco on the same scorecard as the metro you're weighing it against and see at a glance which move actually comes out ahead.

Compare Waco with another metro →

Thinking about Waco?

How to use this profile before you commit to a move.

  • Pressure-test Waco against the metro you're weighing it against, same dimensions, side by side. Compare metros
  • Check what your salary is actually worth here after the 92.5 cost-of-living index. Salary calculator
  • Re-rank every US metro by the priorities that matter to you, turn up jobs, turn down climate. City Finder

Scores are federal-data percentiles, not a recommendation. Crime and schools use state-level data where metro-level isn't published. Always visit before you move.

Frequently Asked Questions

What is the cost of living in Waco?
Waco has a Regional Price Parity (RPP) of 92.5, where 100 represents the national average. Housing costs index at 83.5, which is below the national average. The average 2-bedroom rent is $973/month.
What is the median salary in Waco?
The median salary in Waco is $60,744 annually (mean: $64,255). Top occupations include Fast Food and Counter Workers, General and Operations Managers, Stockers and Order Fillers.
How safe is Waco?
The violent crime rate in the Waco area is 395 per 100,000 population (state-level data). Property crime rate is 2058 per 100K.
What are the schools like in Waco?
The state of TX has 9,061 schools (state-level data, no metro-level federal count exists) with an average student-teacher ratio of 14.7:1. Charter schools make up 11.4% of all schools.
How much does childcare cost in Waco?
Infant center-based childcare in the Waco area averages $7,566 per year. Preschool averages $6,926/year. These are state-level averages.
Is Waco a good place to relocate?
Waco has a Life Score of 57.7/100 (C-), based on 7 dimensions: cost of living, wages, rent, crime, schools, childcare, and environment. This is an above-average score, Waco outperforms most scored metros on the combined measure.

Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from BEA, HUD, BLS, FBI UCR, NCES, DOL, and EPA. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page

Verify with NOAA →

Verify with U.S. Census Bureau → · Verify with FEMA →

Every figure on PlainRelocate is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.