Relocation profile · Federal data

South Bend-Mishawaka, IN-MI

Cost of living, rent, wages, safety, schools and environment for South Bend-Mishawaka - every figure straight from federal data.

92.9
Cost index (US=100)
$1,292
2BR rent / mo
$62,165
Median salary
50
LiveAbility Score

The verdict

As of June 2026, South Bend-Mishawaka ranks #215 of 387 US metros on the LiveAbility Score (50/100), with its strongest marks in low hazard and cost of living.

#215
of 387 US metros · Near median
6,924,275
metro-area population
308
violent crimes per 100K (state-level)
1,865
schools in the state (NCES)

Weakest dimension: air quality (40/100). Weigh every dimension against your own priorities, use the City Finder to re-rank by what matters to you.

According to the Bureau of Economic Analysis, Bureau of Labor Statistics, and five other federal agencies, South Bend-Mishawaka has a cost-of-living index of 92.9 (100 = national average), a median 2-bedroom rent of $1,292/mo, and a median salary of $62,165. Its composite LiveAbility Score is 50/100, ranking #215 of 387 U.S. metros, with its strongest marks in low hazard and cost of living.

How South Bend-Mishawaka ranks nationally

Where South Bend-Mishawaka's LiveAbility Score falls among all 387 US metros scored.

LiveAbility Score distribution - South Bend-Mishawaka marked 0 US metros at 0–10 0 0 US metros at 10–20 10 21 US metros at 20–30 21 20 41 US metros at 30–40 41 30 110 US metros at 40–50 110 40 159 US metros at 50–60 159 50 50 US metros at 60–70 50 60 6 US metros at 70–80 6 70 0 US metros at 80–90 80 0 US metros at 90–100 90 LiveAbility Score →
Bottom 44% by LiveAbility Score Lower LiveAbility Score than 56% of all 387 US metros.

South Bend-Mishawaka has liveability score of 50. Distribution: 0 US metros at 0-10; 0 US metros at 10-20; 21 US metros at 20-30; 41 US metros at 30-40; 110 US metros at 40-50; 159 US metros at 50-60; 50 US metros at 60-70; 6 US metros at 70-80; 0 US metros at 80-90; 0 US metros at 90-100.

South Bend-Mishawaka, IN-MI: BEA RPP 92.9 (US=100), HUD 2BR rent $1,292/mo, BLS median salary $62,165, FBI violent crime 308/100K (state), NCES 1,865 schools (state), composite Life Score 47.6/100 (D). Source methodology + Life Score formula →

Relocation decisions rarely hinge on a single number. A metro with high salaries but a steep cost of living can leave less disposable income than a cheaper market, and a low crime rate matters more to some households than school options or commute times. The composite Life Score blends federal cost, wage, safety, and education data into one comparable figure, but each underlying component is shown separately so you can weight what matters to your own situation. Read every metric against your priorities rather than chasing the highest headline score, and confirm the latest figures on the official source before you commit to a move.

Key Metrics

Cost of Living (RPP)
92.9
100 = national avg
2BR Rent (FMR)
$1,292
per month
Median Salary
$62,165
annual
Violent Crime Rate
308
per 100K (state level)

Housing & Rent

HUD Fair Market Rents for the South Bend-Mishawaka metropolitan area. Regional housing cost index: 74.6 (100 = national average).

Studio
$898
/month
1 Bedroom
$1,105
/month
2 Bedroom
$1,292
/month
3 Bedroom
$1,567
/month
4 Bedroom
$1,711
/month

Wages & Employment

South Bend-Mishawaka has 125,610 total employment with a median salary of $62,165.

Median Salary
$62,165
Mean Salary
$65,268
Total Employment
125,610

Top Occupations by Employment

Occupation Median Salary
Fast Food and Counter Workers $28,140
Retail Salespersons $30,930
Registered Nurses $93,540
Home Health and Personal Care Aides $34,790
Cashiers $28,970

Schools & Education

State-level education data for the South Bend-Mishawaka area from NCES.

Schools
1,865
Enrollment
1,033,761
Student:Teacher
15.9:1
Title I %
0%

Life Score Breakdown

South Bend-Mishawaka's composite Life Score is 47.6/100 (D), computed across 7 dimensions.

Cost
55/100
Above average
Wages
46/100
Average
Rent
51/100
Average
Crime
48/100
Average
Schools
57/100
Above average
Environment
18/100
Bottom decile

LiveAbility Score

View full rankings →

South Bend-Mishawaka ranks #215 out of 387 metros with a LiveAbility Score of 50/100 - a composite of 8 quality-of-life dimensions from federal data. Customize the weights to match your priorities →

Strongest dimension: Low hazard (72/100)

South Bend-Mishawaka - dimension scores

Percentile vs all US metros (100 = best in the nation for that dimension)

/100

What this shows South Bend-Mishawaka's strongest dimensions are low hazard and cost of living; its weakest is air quality at 40/100. The composite weights cost 18%, jobs & housing 15% each, safety & schools 12%, air & hazard 10%, climate 8%.

Source BEA · BLS · HUD · FBI · NCES · EPA · NOAA · FEMA As of Federal data, latest available vintage

Other Major Metro Areas

Explore relocation data for other major US metropolitan areas.

Compare South Bend-Mishawaka Side-by-Side With Other Metros

This page is a relocation deep-dive on South Bend-Mishawaka - cost of living, rent, wages, safety, schools, and more. When you're narrowing a shortlist, a side-by-side comparison across the same dimensions is faster. Put South Bend-Mishawaka on the same scorecard as the metro you're weighing it against and see at a glance which move actually comes out ahead.

Compare South Bend-Mishawaka with another metro →

Thinking about South Bend-Mishawaka?

How to use this profile before you commit to a move.

  • Pressure-test South Bend-Mishawaka against the metro you're weighing it against, same dimensions, side by side. Compare metros
  • Check what your salary is actually worth here after the 92.9 cost-of-living index. Salary calculator
  • Re-rank every US metro by the priorities that matter to you, turn up jobs, turn down climate. City Finder

Scores are federal-data percentiles, not a recommendation. Crime and schools use state-level data where metro-level isn't published. Always visit before you move.

Frequently Asked Questions

What is the cost of living in South Bend-Mishawaka?
South Bend-Mishawaka has a Regional Price Parity (RPP) of 92.9, where 100 represents the national average. Housing costs index at 74.6, which is below the national average. The average 2-bedroom rent is $1,292/month.
What is the median salary in South Bend-Mishawaka?
The median salary in South Bend-Mishawaka is $62,165 annually (mean: $65,268). Top occupations include Fast Food and Counter Workers, Retail Salespersons, Registered Nurses.
How safe is South Bend-Mishawaka?
The violent crime rate in the South Bend-Mishawaka area is 308 per 100,000 population (state-level data). Property crime rate is 1321 per 100K.
What are the schools like in South Bend-Mishawaka?
The state of IN has 1,865 schools (state-level data, no metro-level federal count exists) with an average student-teacher ratio of 15.9:1. Charter schools make up 6.5% of all schools.
How much does childcare cost in South Bend-Mishawaka?
Childcare cost data is not currently available for South Bend-Mishawaka.
Is South Bend-Mishawaka a good place to relocate?
South Bend-Mishawaka has a Life Score of 47.6/100 (D), based on 7 dimensions: cost of living, wages, rent, crime, schools, childcare, and environment. This is a middle-of-the-pack score, where the composite lands for most US metros; look at individual dimensions to see the real trade-offs.

Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from BEA, HUD, BLS, FBI UCR, NCES, DOL, and EPA. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page

Verify with NOAA →

Verify with U.S. Census Bureau → · Verify with FEMA →

Every figure on PlainRelocate is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.