Relocation profile · Federal data
Panama City-Panama City Beach, FL
Cost of living, rent, wages, safety, schools and environment for Panama City-Panama City Beach - every figure straight from federal data.
- 97.3
- Cost index (US=100)
- $1,682
- 2BR rent / mo
- $60,913
- Median salary
- 38.6
- LiveAbility Score
The verdict
As of June 2026, Panama City-Panama City Beach ranks #336 of 387 US metros on the LiveAbility Score (38.6/100), with its strongest marks in safety and climate.
- #336
- of 387 US metros · Below median
- 23,372,215
- metro-area population
- 210
- violent crimes per 100K (state-level)
- 4,029
- schools in the state (NCES)
Weakest dimension: schools (15/100). Weigh every dimension against your own priorities, use the City Finder to re-rank by what matters to you.
According to the Bureau of Economic Analysis, Bureau of Labor Statistics, and five other federal agencies, Panama City-Panama City Beach has a cost-of-living index of 97.3 (100 = national average), a median 2-bedroom rent of $1,682/mo, and a median salary of $60,913. Its composite LiveAbility Score is 38.6/100, ranking #336 of 387 U.S. metros, with its strongest marks in safety and climate.
How Panama City-Panama City Beach ranks nationally
Where Panama City-Panama City Beach's LiveAbility Score falls among all 387 US metros scored.
Panama City-Panama City Beach has liveability score of 38.6. Distribution: 0 US metros at 0-10; 0 US metros at 10-20; 21 US metros at 20-30; 41 US metros at 30-40; 110 US metros at 40-50; 159 US metros at 50-60; 50 US metros at 60-70; 6 US metros at 70-80; 0 US metros at 80-90; 0 US metros at 90-100.
Panama City-Panama City Beach, FL: BEA RPP 97.3 (US=100), HUD 2BR rent $1,682/mo, BLS median salary $60,913, FBI violent crime 210/100K (state), NCES 4,029 schools (state), composite Life Score 45.1/100 (D). Source methodology + Life Score formula →
Relocation decisions rarely hinge on a single number. A metro with high salaries but a steep cost of living can leave less disposable income than a cheaper market, and a low crime rate matters more to some households than school options or commute times. The composite Life Score blends federal cost, wage, safety, and education data into one comparable figure, but each underlying component is shown separately so you can weight what matters to your own situation. Read every metric against your priorities rather than chasing the highest headline score, and confirm the latest figures on the official source before you commit to a move.
Key Metrics
Housing & Rent
HUD Fair Market Rents for the Panama City-Panama City Beach metropolitan area. Regional housing cost index: 96.4 (100 = national average).
Wages & Employment
Panama City-Panama City Beach has 84,900 total employment with a median salary of $60,913.
Top Occupations by Employment
| Occupation | Median Salary |
|---|---|
| Retail Salespersons | $32,290 |
| Fast Food and Counter Workers | $28,050 |
| Cashiers | $29,080 |
| Waiters and Waitresses | $34,990 |
| General and Operations Managers | $86,070 |
Schools & Education
State-level education data for the Panama City-Panama City Beach area from NCES.
Childcare Costs
State-average childcare costs for the Panama City-Panama City Beach area (DOL data).
Life Score Breakdown
Panama City-Panama City Beach's composite Life Score is 45.1/100 (D), computed across 7 dimensions.
LiveAbility Score
View full rankings →Panama City-Panama City Beach ranks #336 out of 387 metros with a LiveAbility Score of 38.6/100 - a composite of 8 quality-of-life dimensions from federal data. Customize the weights to match your priorities →
Panama City-Panama City Beach - dimension scores
Percentile vs all US metros (100 = best in the nation for that dimension)
- Safety
Safety
85 /100
- Climate
Climate
65 /100
- Low hazard
Low hazard
56 /100
- Cost of living 32
Cost of living
32 /100
- Air quality 32
Air quality
32 /100
- Job market 25
Job market
25 /100
- Housing 22
Housing
22 /100
- Schools 15
Schools
15 /100
What this shows Panama City-Panama City Beach's strongest dimensions are safety and climate; its weakest is schools at 15/100. The composite weights cost 18%, jobs & housing 15% each, safety & schools 12%, air & hazard 10%, climate 8%.
Compare Panama City-Panama City Beach To
Explore More Panama City-Panama City Beach Data
Dive deeper into specific dimensions for Panama City-Panama City Beach with these specialized data portals.
💰
Cost of Living
BEA Regional Price Parities for Panama City-Panama City Beach - goods, services, and rent price indexes compared to national average.
PlainCost →
🏠
Fair Market Rents
HUD Fair Market Rents by county near Panama City-Panama City Beach - studio through 4-bedroom, with year-over-year trends.
PlainRent →
🏫
School Quality
NCES school data near Panama City-Panama City Beach - enrollment, student-teacher ratios, Title I status, and chronic absenteeism.
PlainSchools →
💵
Salary Data
BLS occupational wage data for Panama City-Panama City Beach - 830+ occupations with median and mean salaries.
WageDex →
📊
Metro Life Score
Panama City-Panama City Beach composite life score across 7 dimensions, cost, safety, schools, wages, weather, health, and environment.
PlainCompare →
🔓
Crime Data
FBI UCR crime statistics for cities near Panama City-Panama City Beach - violent crime, property crime, and trends.
PlainCrime →
📍
ZIP Code Data
Census demographics, income, and housing data for ZIP codes near Panama City-Panama City Beach.
PlainZIP →
Relocation Guides for Panama City-Panama City Beach
Other Major Metro Areas
Explore relocation data for other major US metropolitan areas.
Compare Panama City-Panama City Beach Side-by-Side With Other Metros
This page is a relocation deep-dive on Panama City-Panama City Beach - cost of living, rent, wages, safety, schools, and more. When you're narrowing a shortlist, a side-by-side comparison across the same dimensions is faster. Put Panama City-Panama City Beach on the same scorecard as the metro you're weighing it against and see at a glance which move actually comes out ahead.
Thinking about Panama City-Panama City Beach?
How to use this profile before you commit to a move.
- Pressure-test Panama City-Panama City Beach against the metro you're weighing it against, same dimensions, side by side. Compare metros
- Check what your salary is actually worth here after the 97.3 cost-of-living index. Salary calculator
- Re-rank every US metro by the priorities that matter to you, turn up jobs, turn down climate. City Finder
Scores are federal-data percentiles, not a recommendation. Crime and schools use state-level data where metro-level isn't published. Always visit before you move.
Frequently Asked Questions
What is the cost of living in Panama City-Panama City Beach?
What is the median salary in Panama City-Panama City Beach?
How safe is Panama City-Panama City Beach?
What are the schools like in Panama City-Panama City Beach?
How much does childcare cost in Panama City-Panama City Beach?
Is Panama City-Panama City Beach a good place to relocate?
Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026
Related
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from BEA, HUD, BLS, FBI UCR, NCES, DOL, and EPA. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.
All federal data sources used on this page
- BEA Regional Price Parities (RPP) - cost-of-living indices by metro and state. bea.gov/data/regional-price-parities
- HUD Fair Market Rents (FMR) - metro-level fair-market rent estimates. huduser.gov/datasets/fmr
- BLS Occupational Employment and Wage Statistics (OEWS) - wage estimates by metro. bls.gov/oes
- FBI Uniform Crime Reporting (UCR) - crime statistics for safety scoring. fbi.gov/ucr
- NCES Common Core of Data - public-school quality indicators, state-level where metro-level isn't published. nces.ed.gov/ccd
- EPA AirNow + Air Quality System (AQS) - air-quality measurements, state-level where metro-level isn't published. epa.gov/outdoor-air-quality-data
- U.S. Census Bureau ACS - demographic + housing characteristics. census.gov/programs-surveys/acs
Verify with U.S. Census Bureau → · Verify with FEMA →
Every figure on PlainRelocate is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.