Waterbury-Shelton Fort Collins-Loveland

Relocation analysis based on 7 federal data sources

Verdict
Less Favorable
Cost Index: 99.8 → 101.1
Rent Delta: -$56/mo

Pros of Moving

  • + $56/mo cheaper rent (2BR)
  • + More affordable childcare

Cons of Moving

  • - Higher violent crime rate
  • - Higher student-teacher ratios
  • - More environmental violations

Moving from Waterbury-Shelton to Fort Collins-Loveland shifts your BEA Regional Price Parity from 99.8 to 101.1 (100 = US average), so a Waterbury-Shelton salary needs to be multiplied by 1.01 to hold the same purchasing power in Fort Collins-Loveland. On rent, HUD Fair Market Rent for a 2-bedroom goes from $1,788/month in Waterbury-Shelton to $1,732/month in Fort Collins-Loveland - a lower monthly bill of $56, or $672/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $72,471 in Waterbury-Shelton versus $73,292 in Fort Collins-Loveland - a raw gap of $821 higher. The Fort Collins-Loveland labor market has 149,520 tracked jobs against 153,560 in Waterbury-Shelton, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near Waterbury-Shelton and Fort Collins-Loveland are 139 and 481 per 100,000 (state-level). NCES student-teacher ratios run 12.1:1 at origin versus 16.6:1 at destination. DOL center-based infant care costs $17,127/year in Waterbury-Shelton versus $12,821/year in Fort Collins-Loveland. Our composite verdict - Less Favorable - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.

Dimension
Waterbury-Shelton
Fort Collins-Loveland
Winner
💰 Cost of Living
RPP 99.8
RPP 101.1
Waterbury-Shelton
🏠 Rent (2BR)
$1,788/mo
$1,732/mo
Fort Collins-Loveland
💼 Wages
$72,471
$73,292
Fort Collins-Loveland
🔒 Crime
139 per 100K
481 per 100K
Waterbury-Shelton
🎓 Schools
12.1:1
16.6:1
Waterbury-Shelton
👶 Childcare
$17,127/yr
$12,821/yr
Fort Collins-Loveland
🌿 Environment
749 violations
5332 violations
Waterbury-Shelton

Salary Adjustment Calculator

Enter your current salary in Waterbury-Shelton to see what you'd need to earn in Fort Collins-Loveland to maintain the same purchasing power.

Equivalent salary in Fort Collins-Loveland
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Frequently Asked Questions

Is Fort Collins-Loveland more expensive than Waterbury-Shelton?
Fort Collins-Loveland has an RPP of 101.1 compared to Waterbury-Shelton's 99.8 (100 = national average). Fort Collins-Loveland is more expensive overall. The 2BR rent in Fort Collins-Loveland is $1,732/mo vs $1,788/mo in Waterbury-Shelton.
What are salaries like in Fort Collins-Loveland compared to Waterbury-Shelton?
The median salary in Fort Collins-Loveland is $73,292 compared to $72,471 in Waterbury-Shelton. That's a +$821 difference.
Is Fort Collins-Loveland safer than Waterbury-Shelton?
The violent crime rate near Fort Collins-Loveland is 481 per 100K vs 139 per 100K near Waterbury-Shelton (state-level data). Waterbury-Shelton has a lower crime rate.
How much would I need to earn in Fort Collins-Loveland to match my Waterbury-Shelton salary?
To maintain the same purchasing power, multiply your Waterbury-Shelton salary by 1.01. For example, a $75,000 salary in Waterbury-Shelton would need to be $76,015 in Fort Collins-Loveland. Use the salary calculator above for your exact figure.
What does the "Less Favorable" verdict mean?
The verdict is computed from 7 dimensions, cost of living, rent, wages, crime, schools, childcare, and environment, using federal data. "Less Favorable" means the origin edges ahead on balance. Individual priorities may shift the balance, weigh the dimensions that matter most to you.

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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR) - state level
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL) - state level
  • Environment: Environmental Protection Agency (EPA)