St. Louis Chicago-Naperville-Elgin

Relocation analysis based on 7 federal data sources

Verdict
Neutral — Depends on Priorities
Cost Index: 95.1 → 103.6
Rent Delta: +$865/mo

Pros of Moving

  • + $9K higher median salary
  • + Lower violent crime rate
  • + Fewer environmental violations

Cons of Moving

  • - 9% higher cost of living
  • - $865/mo more expensive rent (2BR)
  • - Higher student-teacher ratios

Moving from St. Louis to Chicago-Naperville-Elgin shifts your BEA Regional Price Parity from 95.1 to 103.6 (100 = US average), so a St. Louis salary needs to be multiplied by 1.09 to hold the same purchasing power in Chicago-Naperville-Elgin. On rent, HUD Fair Market Rent for a 2-bedroom goes from $916/month in St. Louis to $1,781/month in Chicago-Naperville-Elgin - a higher monthly bill of $865, or $10,380/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $68,074 in St. Louis versus $77,100 in Chicago-Naperville-Elgin - a raw gap of $9,026 higher. The Chicago-Naperville-Elgin labor market has 4,480,500 tracked jobs against 1,311,920 in St. Louis, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near St. Louis and Chicago-Naperville-Elgin are 463 and 277 per 100,000 (state-level). NCES student-teacher ratios run 12.8:1 at origin versus 14:1 at destination. Our composite verdict - Neutral — Depends on Priorities - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.

Dimension
St. Louis
Chicago-Naperville-Elgin
Winner
💰 Cost of Living
RPP 95.1
RPP 103.6
St. Louis
🏠 Rent (2BR)
$916/mo
$1,781/mo
St. Louis
💼 Wages
$68,074
$77,100
Chicago-Naperville-Elgin
🔒 Crime
463 per 100K
277 per 100K
Chicago-Naperville-Elgin
🎓 Schools
12.8:1
14:1
St. Louis
👶 Childcare
N/A
$12,257/yr
Tie
🌿 Environment
6246 violations
2825 violations
Chicago-Naperville-Elgin

Salary Adjustment Calculator

Enter your current salary in St. Louis to see what you'd need to earn in Chicago-Naperville-Elgin to maintain the same purchasing power.

Equivalent salary in Chicago-Naperville-Elgin
-

Frequently Asked Questions

Is Chicago-Naperville-Elgin more expensive than St. Louis?
Chicago-Naperville-Elgin has an RPP of 103.6 compared to St. Louis's 95.1 (100 = national average). Chicago-Naperville-Elgin is more expensive overall. The 2BR rent in Chicago-Naperville-Elgin is $1,781/mo vs $916/mo in St. Louis.
What are salaries like in Chicago-Naperville-Elgin compared to St. Louis?
The median salary in Chicago-Naperville-Elgin is $77,100 compared to $68,074 in St. Louis. That's a +$9,026 difference.
Is Chicago-Naperville-Elgin safer than St. Louis?
The violent crime rate near Chicago-Naperville-Elgin is 277 per 100K vs 463 per 100K near St. Louis (state-level data). Chicago-Naperville-Elgin has a lower crime rate.
How much would I need to earn in Chicago-Naperville-Elgin to match my St. Louis salary?
To maintain the same purchasing power, multiply your St. Louis salary by 1.09. For example, a $75,000 salary in St. Louis would need to be $81,710 in Chicago-Naperville-Elgin. Use the salary calculator above for your exact figure.
What does the "Neutral — Depends on Priorities" verdict mean?
The verdict is computed from 7 dimensions, cost of living, rent, wages, crime, schools, childcare, and environment, using federal data. "Neutral — Depends on Priorities" means both metros are roughly equivalent across the 7 dimensions. Individual priorities may shift the balance, weigh the dimensions that matter most to you.

Explore PlainRelocate

Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR) - state level
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL) - state level
  • Environment: Environmental Protection Agency (EPA)