Fort Collins-Loveland → Waterloo-Cedar Falls

Moving from Fort Collins-Loveland to Waterloo-Cedar Falls shifts your BEA Regional Price Parity from 101.1 to 87.1 (100 = US average), so a Fort Collins-Loveland salary needs to be multiplied by 0.86 to hold the same purchasing power in Waterloo-Cedar Falls. On rent, HUD Fair Market Rent for a 2-bedroom goes from $1,732/month in Fort Collins-Loveland to $1,051/month in Waterloo-Cedar Falls - a lower monthly bill of $681, or $8,172/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $73,292 in Fort Collins-Loveland versus $61,344 in Waterloo-Cedar Falls - a raw gap of $11,948 lower. The Waterloo-Cedar Falls labor market has 77,420 tracked jobs against 149,520 in Fort Collins-Loveland, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near Fort Collins-Loveland and Waterloo-Cedar Falls are 481 and 238 per 100,000 (state-level). NCES student-teacher ratios run 16.6:1 at origin versus 14.8:1 at destination. DOL center-based infant care costs $12,821/year in Fort Collins-Loveland versus $8,306/year in Waterloo-Cedar Falls. Our composite verdict - Strongly Favorable - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.