Des Moines-West Des Moines Waterloo-Cedar Falls

Relocation analysis based on 7 federal data sources

Verdict
Favorable
Cost Index: 91.7 → 87.1
Rent Delta: -$267/mo

Pros of Moving

  • + 5% lower cost of living
  • + $267/mo cheaper rent (2BR)

Cons of Moving

  • - $9K lower median salary

Moving from Des Moines-West Des Moines to Waterloo-Cedar Falls shifts your BEA Regional Price Parity from 91.7 to 87.1 (100 = US average), so a Des Moines-West Des Moines salary needs to be multiplied by 0.95 to hold the same purchasing power in Waterloo-Cedar Falls. On rent, HUD Fair Market Rent for a 2-bedroom goes from $1,318/month in Des Moines-West Des Moines to $1,051/month in Waterloo-Cedar Falls - a lower monthly bill of $267, or $3,204/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $69,930 in Des Moines-West Des Moines versus $61,344 in Waterloo-Cedar Falls - a raw gap of $8,586 lower. The Waterloo-Cedar Falls labor market has 77,420 tracked jobs against 394,120 in Des Moines-West Des Moines, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near Des Moines-West Des Moines and Waterloo-Cedar Falls are 238 and 238 per 100,000 (state-level). NCES student-teacher ratios run 14.8:1 at origin versus 14.8:1 at destination. DOL center-based infant care costs $8,306/year in Des Moines-West Des Moines versus $8,306/year in Waterloo-Cedar Falls. Our composite verdict - Favorable - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.

Dimension
Des Moines-West Des Moines
Waterloo-Cedar Falls
Winner
💰 Cost of Living
RPP 91.7
RPP 87.1
Waterloo-Cedar Falls
🏠 Rent (2BR)
$1,318/mo
$1,051/mo
Waterloo-Cedar Falls
💼 Wages
$69,930
$61,344
Des Moines-West Des Moines
🔒 Crime
238 per 100K
238 per 100K
Tie
🎓 Schools
14.8:1
14.8:1
Tie
👶 Childcare
$8,306/yr
$8,306/yr
Tie
🌿 Environment
729 violations
729 violations
Tie

Salary Adjustment Calculator

Enter your current salary in Des Moines-West Des Moines to see what you'd need to earn in Waterloo-Cedar Falls to maintain the same purchasing power.

Equivalent salary in Waterloo-Cedar Falls
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Frequently Asked Questions

Is Waterloo-Cedar Falls more expensive than Des Moines-West Des Moines?
Waterloo-Cedar Falls has an RPP of 87.1 compared to Des Moines-West Des Moines's 91.7 (100 = national average). Des Moines-West Des Moines is more expensive overall. The 2BR rent in Waterloo-Cedar Falls is $1,051/mo vs $1,318/mo in Des Moines-West Des Moines.
What are salaries like in Waterloo-Cedar Falls compared to Des Moines-West Des Moines?
The median salary in Waterloo-Cedar Falls is $61,344 compared to $69,930 in Des Moines-West Des Moines. That's a -$8,586 difference.
Is Waterloo-Cedar Falls safer than Des Moines-West Des Moines?
The violent crime rate near Waterloo-Cedar Falls is 238 per 100K vs 238 per 100K near Des Moines-West Des Moines (state-level data). Both areas have similar crime rates.
How much would I need to earn in Waterloo-Cedar Falls to match my Des Moines-West Des Moines salary?
To maintain the same purchasing power, multiply your Des Moines-West Des Moines salary by 0.95. For example, a $75,000 salary in Des Moines-West Des Moines would need to be $71,202 in Waterloo-Cedar Falls. Use the salary calculator above for your exact figure.
What does the "Favorable" verdict mean?
The verdict is computed from 7 dimensions, cost of living, rent, wages, crime, schools, childcare, and environment, using federal data. "Favorable" means the destination edges ahead on balance. Individual priorities may shift the balance, weigh the dimensions that matter most to you.

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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR) - state level
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL) - state level
  • Environment: Environmental Protection Agency (EPA)