Billings Chattanooga

Relocation analysis based on 7 federal data sources

Verdict
Less Favorable
Cost Index: 93.5 → 91.5
Rent Delta: -$27/mo

Pros of Moving

  • + More affordable childcare

Cons of Moving

  • - $2K lower median salary
  • - Higher violent crime rate
  • - Higher student-teacher ratios

Moving from Billings to Chattanooga shifts your BEA Regional Price Parity from 93.5 to 91.5 (100 = US average), so a Billings salary needs to be multiplied by 0.98 to hold the same purchasing power in Chattanooga. On rent, HUD Fair Market Rent for a 2-bedroom goes from $1,417/month in Billings to $1,390/month in Chattanooga - a lower monthly bill of $27, or $324/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $64,222 in Billings versus $61,856 in Chattanooga - a raw gap of $2,366 lower. The Chattanooga labor market has 261,210 tracked jobs against 86,460 in Billings, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near Billings and Chattanooga are 426 and 602 per 100,000 (state-level). NCES student-teacher ratios run 11.8:1 at origin versus 15.3:1 at destination. DOL center-based infant care costs $11,466/year in Billings versus $7,860/year in Chattanooga. Our composite verdict - Less Favorable - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.

Dimension
Billings
Chattanooga
Winner
💰 Cost of Living
RPP 93.5
RPP 91.5
Chattanooga
🏠 Rent (2BR)
$1,417/mo
$1,390/mo
Chattanooga
💼 Wages
$64,222
$61,856
Billings
🔒 Crime
426 per 100K
602 per 100K
Billings
🎓 Schools
11.8:1
15.3:1
Billings
👶 Childcare
$11,466/yr
$7,860/yr
Chattanooga
🌿 Environment
1430 violations
1091 violations
Chattanooga

Salary Adjustment Calculator

Enter your current salary in Billings to see what you'd need to earn in Chattanooga to maintain the same purchasing power.

Equivalent salary in Chattanooga
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Frequently Asked Questions

Is Chattanooga more expensive than Billings?
Chattanooga has an RPP of 91.5 compared to Billings's 93.5 (100 = national average). Billings is more expensive overall. The 2BR rent in Chattanooga is $1,390/mo vs $1,417/mo in Billings.
What are salaries like in Chattanooga compared to Billings?
The median salary in Chattanooga is $61,856 compared to $64,222 in Billings. That's a -$2,366 difference.
Is Chattanooga safer than Billings?
The violent crime rate near Chattanooga is 602 per 100K vs 426 per 100K near Billings (state-level data). Billings has a lower crime rate.
How much would I need to earn in Chattanooga to match my Billings salary?
To maintain the same purchasing power, multiply your Billings salary by 0.98. For example, a $75,000 salary in Billings would need to be $73,346 in Chattanooga. Use the salary calculator above for your exact figure.
What does the "Less Favorable" verdict mean?
The verdict is computed from 7 dimensions, cost of living, rent, wages, crime, schools, childcare, and environment, using federal data. "Less Favorable" means the origin edges ahead on balance. Individual priorities may shift the balance, weigh the dimensions that matter most to you.

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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR) - state level
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL) - state level
  • Environment: Environmental Protection Agency (EPA)