Bellingham Lima

Relocation analysis based on 7 federal data sources

Verdict
Strongly Favorable
Cost Index: 103.3 → 89.7
Rent Delta: -$686/mo

Pros of Moving

  • + 14% lower cost of living
  • + $686/mo cheaper rent (2BR)
  • + More affordable childcare
  • + Fewer environmental violations

Cons of Moving

  • - $13K lower median salary

Moving from Bellingham to Lima shifts your BEA Regional Price Parity from 103.3 to 89.7 (100 = US average), so a Bellingham salary needs to be multiplied by 0.87 to hold the same purchasing power in Lima. On rent, HUD Fair Market Rent for a 2-bedroom goes from $1,794/month in Bellingham to $1,108/month in Lima - a lower monthly bill of $686, or $8,232/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $74,723 in Bellingham versus $61,326 in Lima - a raw gap of $13,397 lower. The Lima labor market has 43,810 tracked jobs against 82,720 in Bellingham, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near Bellingham and Lima are 329 and 293 per 100,000 (state-level). NCES student-teacher ratios run 17.6:1 at origin versus 18.2:1 at destination. DOL center-based infant care costs $15,987/year in Bellingham versus $11,791/year in Lima. Our composite verdict - Strongly Favorable - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.

Dimension
Bellingham
Lima
Winner
💰 Cost of Living
RPP 103.3
RPP 89.7
Lima
🏠 Rent (2BR)
$1,794/mo
$1,108/mo
Lima
💼 Wages
$74,723
$61,326
Bellingham
🔒 Crime
329 per 100K
293 per 100K
Lima
🎓 Schools
17.6:1
18.2:1
Bellingham
👶 Childcare
$15,987/yr
$11,791/yr
Lima
🌿 Environment
2705 violations
1386 violations
Lima

Salary Adjustment Calculator

Enter your current salary in Bellingham to see what you'd need to earn in Lima to maintain the same purchasing power.

Equivalent salary in Lima
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Frequently Asked Questions

Is Lima more expensive than Bellingham?
Lima has an RPP of 89.7 compared to Bellingham's 103.3 (100 = national average). Bellingham is more expensive overall. The 2BR rent in Lima is $1,108/mo vs $1,794/mo in Bellingham.
What are salaries like in Lima compared to Bellingham?
The median salary in Lima is $61,326 compared to $74,723 in Bellingham. That's a -$13,397 difference.
Is Lima safer than Bellingham?
The violent crime rate near Lima is 293 per 100K vs 329 per 100K near Bellingham (state-level data). Lima has a lower crime rate.
How much would I need to earn in Lima to match my Bellingham salary?
To maintain the same purchasing power, multiply your Bellingham salary by 0.87. For example, a $75,000 salary in Bellingham would need to be $65,082 in Lima. Use the salary calculator above for your exact figure.
What does the "Strongly Favorable" verdict mean?
The verdict is computed from 7 dimensions, cost of living, rent, wages, crime, schools, childcare, and environment, using federal data. "Strongly Favorable" means the destination clearly wins on most dimensions. Individual priorities may shift the balance, weigh the dimensions that matter most to you.

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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR) - state level
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL) - state level
  • Environment: Environmental Protection Agency (EPA)