Baltimore-Columbia-Towson Chicago-Naperville-Elgin

Relocation analysis based on 7 federal data sources

Verdict
Favorable
Cost Index: 104.5 → 103.6
Rent Delta: -$76/mo

Pros of Moving

  • + $76/mo cheaper rent (2BR)
  • + Lower violent crime rate
  • + More affordable childcare

Cons of Moving

  • - More environmental violations

Moving from Baltimore-Columbia-Towson to Chicago-Naperville-Elgin shifts your BEA Regional Price Parity from 104.5 to 103.6 (100 = US average), so a Baltimore-Columbia-Towson salary needs to be multiplied by 0.99 to hold the same purchasing power in Chicago-Naperville-Elgin. On rent, HUD Fair Market Rent for a 2-bedroom goes from $1,857/month in Baltimore-Columbia-Towson to $1,781/month in Chicago-Naperville-Elgin - a lower monthly bill of $76, or $912/year. That rent delta alone is often the single biggest line item when relocating.

Wages tell the other half. BLS Occupational Employment and Wage Statistics report a median salary of $78,184 in Baltimore-Columbia-Towson versus $77,100 in Chicago-Naperville-Elgin - a raw gap of $1,084 lower. The Chicago-Naperville-Elgin labor market has 4,480,500 tracked jobs against 1,317,590 in Baltimore-Columbia-Towson, shaping how easy it is to find a comparable role. Combine that with the cost-of-living shift above and you get the real purchasing-power delta, sometimes a "higher salary" is actually a pay cut once rent and RPP are applied.

Safety, schools, and childcare round out the move. FBI UCR violent crime rates near Baltimore-Columbia-Towson and Chicago-Naperville-Elgin are 425 and 277 per 100,000 (state-level). NCES student-teacher ratios run 14.5:1 at origin versus 14:1 at destination. DOL center-based infant care costs $14,631/year in Baltimore-Columbia-Towson versus $12,257/year in Chicago-Naperville-Elgin. Our composite verdict - Favorable - weighs all seven federal sources; the dimension table below lets you override that with your personal priorities.

Dimension
Baltimore-Columbia-Towson
Chicago-Naperville-Elgin
Winner
💰 Cost of Living
RPP 104.5
RPP 103.6
Chicago-Naperville-Elgin
🏠 Rent (2BR)
$1,857/mo
$1,781/mo
Chicago-Naperville-Elgin
💼 Wages
$78,184
$77,100
Baltimore-Columbia-Towson
🔒 Crime
425 per 100K
277 per 100K
Chicago-Naperville-Elgin
🎓 Schools
14.5:1
14:1
Chicago-Naperville-Elgin
👶 Childcare
$14,631/yr
$12,257/yr
Chicago-Naperville-Elgin
🌿 Environment
506 violations
2825 violations
Baltimore-Columbia-Towson

Salary Adjustment Calculator

Enter your current salary in Baltimore-Columbia-Towson to see what you'd need to earn in Chicago-Naperville-Elgin to maintain the same purchasing power.

Equivalent salary in Chicago-Naperville-Elgin
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Frequently Asked Questions

Is Chicago-Naperville-Elgin more expensive than Baltimore-Columbia-Towson?
Chicago-Naperville-Elgin has an RPP of 103.6 compared to Baltimore-Columbia-Towson's 104.5 (100 = national average). Baltimore-Columbia-Towson is more expensive overall. The 2BR rent in Chicago-Naperville-Elgin is $1,781/mo vs $1,857/mo in Baltimore-Columbia-Towson.
What are salaries like in Chicago-Naperville-Elgin compared to Baltimore-Columbia-Towson?
The median salary in Chicago-Naperville-Elgin is $77,100 compared to $78,184 in Baltimore-Columbia-Towson. That's a -$1,084 difference.
Is Chicago-Naperville-Elgin safer than Baltimore-Columbia-Towson?
The violent crime rate near Chicago-Naperville-Elgin is 277 per 100K vs 425 per 100K near Baltimore-Columbia-Towson (state-level data). Chicago-Naperville-Elgin has a lower crime rate.
How much would I need to earn in Chicago-Naperville-Elgin to match my Baltimore-Columbia-Towson salary?
To maintain the same purchasing power, multiply your Baltimore-Columbia-Towson salary by 0.99. For example, a $75,000 salary in Baltimore-Columbia-Towson would need to be $74,360 in Chicago-Naperville-Elgin. Use the salary calculator above for your exact figure.
What does the "Favorable" verdict mean?
The verdict is computed from 7 dimensions, cost of living, rent, wages, crime, schools, childcare, and environment, using federal data. "Favorable" means the destination edges ahead on balance. Individual priorities may shift the balance, weigh the dimensions that matter most to you.

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Source: BEA Regional Price Parities, HUD Fair Market Rents, BLS OES, FBI UCR, NCES, DOL, EPA June 2026

Data Sources

  • Cost of Living: Bureau of Economic Analysis (BEA) Regional Price Parities
  • Rent: HUD Fair Market Rents (FMR)
  • Wages: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OES)
  • Crime: FBI Uniform Crime Reporting (UCR) - state level
  • Schools: National Center for Education Statistics (NCES)
  • Childcare: Department of Labor (DOL) - state level
  • Environment: Environmental Protection Agency (EPA)